Citi ThankYou Points can add extra value to your everyday spending, helping you save on travel, shopping, and more. By understanding how to earn and redeem these points effectively, you can maximise the benefits of your Citi Credit Card. This guide covers how to redeem your Citi ThankYou points and how they can be used, making it easier to plan your next redemption with confidence.
Everything You Need to Know About Citi ThankYou Points
Citi ThankYou Points are loyalty rewards earned through eligible Citi Credit Cards enrolled in the ThankYou Rewards program. These points offer a range of benefits, including travel, shopping, and gift cards. The value of each point varies based on the card and redemption method. Citi ThankYou Points also provide flexibility, allowing redemptions online or through the ThankYou Service Center. With options spanning travel, shopping, and more, these points cater to different preferences, making them a valuable part of your Citi card benefits.
How Do Citi ThankYou Points Work?
If your Citi credit card is eligible for ThankYou Points, you can maximize your rewards by familiarizing yourself with the earn rates for various spending categories. Furthermore, you can also use your Citi Credit Card for everyday expenses like groceries, dining, and utilities to accumulate more Citi ThankYou Points. One should also watch out for exclusive promotions and sign-up bonuses that offer additional ThankYou Points for meeting spending requirements within a specific timeframe. Upon accruing sufficient ThankYou Points, customers can transfer them to partner airlines and hotel chains, potentially receiving more value when booking flights or hotel stays. Cardholders can also redeem their accumulated ThankYou Points for statement credit and use them to offset purchases through Citi's Pay with Points program.
Pay with Citi ThankYou Points
First, you need to accrue points by frequently using your credit card. The more you use your card, the more points you have available to redeem; so, get to swiping!
How Redeem Citi ThankYou Points Online?
To take advantage of Pay with Points via Citibank Online or the Citi Mobile® App, cardholders can follow these steps:
- Log in to Citibank Online or the Citi Mobile® App.
- Select the relevant credit card and click on the Pay with Points tab on the Account Details page.
- The Account Details page will display your eligible transactions for Pay with Points.
- Choose up to five transactions to offset with your accrued points.
- Click the "Continue" button and confirm the redemption process.
- The transaction's value will be credited to your card account within two business days.
- The credited points can be viewed in your next statement of account.