With the start of a new year, it’s time to take advantage of the various customer rewards programs available from Citibank. One of such programs is Pay with Points Online, an option that allows eligible credit card holders to receive statement credit in exchange for accrued ThankYou Points. So, let’s say you use your Citi credit card to finally purchase that designer bag you’ve been eyeing for some time. You can get the value of that purchase as a credit on your statement, basically using your Citi Points to pay for the bag. Cool, right? So how does it work?
Well, first off, you have to accrue points by frequently using your credit card. The more you use your card, the more points you have available to redeem; so, get to swiping!
Citibank Online Redemption
You can take advantage of Pay with Points via Citibank online or the Citibank mobile app. To do so online, simply log into Citibank online like you normally would, select your credit card and then click the Pay with Points tab on the Account Details page. The page will display eligible transactions, from which you can select up to five to offset with your points. Next, click continue and confirm your redemption. That’s it; your statement will be credited with the value of the transaction within two business days, and you will be able to view this credit in your next statement of account.
Citibank Mobile Redemption
The process for using Citi Mobile® App is quite similar. Login and select your credit card, then select any transaction from the displayed list of eligible transactions. A Pay with Points button will be available for each displayed transaction; click on the button to proceed. The next page displays the total number of points you have available, and the number of points required to offset the transaction(s) you selected. Review and confirm by clicking the Pay with Points button. A successful confirmation page comes up, confirming the transaction amount, points used and points balance.