Keith J Fernandez

When you’re planning for the future, it makes sense to assess your net worth and to understand its implications. The metric provides a snapshot of your current financial health.

The internet has given us innumerable advantages – but digital connectivity also brings with it many risks. And as significant portions of our lives move online, from shopping and travel bookings to banking and investments, the likelihood of being targeted by scammers increases.

The best time to start investing, the old adage goes, was 20 years ago. The second-best time is now.

Credit card aren’t just safe and convenient for online shopping worldwide. They also help you earn rewards Credit cards have proved their worth over the past year as more people in the UAE have begun purchasing goods and services over the internet.

Many of us have realized the importance of our home spaces over the past year. Extended periods of time within our homes have prompted many UAE residents to rethink their interiors.

Credit cards can be a great way to teach teenagers about the importance of money. Although the very idea of putting a significant sum of money into an emotional young person’s hands may spark anxiety for some, teenagers can learn a lot about financial stability with a credit card.

For many UAE residents, loans are a fact of life. But that doesn’t mean you need to be stuck with loan repayments for life.

Events of the past year have underscored the need for UAE residents to have emergency funds and personal savings accounts. When times get tough, the tough have money saved away.

Ramadan can see your spending spiral out of control, but a little discipline and some clever advance planning can keep your finances on track during the holy monthAs we saw last year, the pandemic can intensify what is already a challenging month in many ways.

What is Credit Card Debt Credit card debt is the outstanding amount of money you owe to the credit card company for making purchases, balance transfers, or cash advances on your account. It is a form of revolving debt that allows you to borrow up to a pre-specified credit limit continuously, provided that you pay the outstanding balance on time.

As we spend more time online on more platforms than ever before, scammers have found new ways to con us into parting with our money. This article explains what steps UAE residents can take if they are victims of bank fraud.

Credit cards are almost a necessity of late-stage capitalism. Whether you use them to buy airline tickets or to pay for your everyday purchases, credit cards in the UAE are convenient, easy to use and often come with rewards such as cashback or air miles.

10 tips to stay safe when banking online in the UAE Whether it’s paying your bills or sending money overseas, online banking has proved particularly convenient over the coronavirus pandemic. Managing your money over the internet is both safe and convenient in the UAE – provided you follow a few basic protocols.

With all of us spending more time than ever at home over recent months, we’ve also been living a greater proportion of our lives online. In October, a survey was carried out across several countries found that the impact of the COVID-19 pandemic has changed how we use e-commerce and digital solutions.

What is Financial Freedom? You have probably heard of the term "financial freedom", but what exactly does it entail? The truth is, financial freedom can mean different things for everyone. For some, financial freedom can mean having the means to pursue a passion, while for others, it may involve building a nest egg for a comfortable retirement.

In many ways, 2020 has reminded us that there are few certainties in life. And as we have seen, those with paid-up insurance policies in place have generally fared better than those without – whether in the UAE or elsewhere.

As a relative new payment system, there might still be some hesitancy in using Apple Pay. This article considers some common misconceptions around Apple Pay, and the truth behind them.

Given the ease with which many UAE residents seem to be offered bank credit, it can be hard to understand why your loan or credit card application was vetoed, particularly since not all banks will share their reason for refusal. Yet, the reason may have nothing to do with you personally.

You know your age, your weight and perhaps even your blood cholesterol levels.

Out of the many investment options available on the market, mutual funds can be a beneficial portfolio addition for investors looking to diversify their holdings. However, potential investors may not have an adequate understanding of how mutual funds work and hence, may end up passing on this investment opportunity altogether.

A personal loan can help you achieve your financial goals. But a number of factors determine how to go about picking the right loan.

With Father’s Day around the corner, here’s a look at the best gift experiences for dads with different interests.

After a long month of fasting during Ramadan, Eid Al Fitr presents a festive respite for Muslims everywhere. Also called the Festival of Breaking the Fast – fitr translates to breakfast.

Ramadan is traditionally considered a special time of the year, but current events in 2020 will shape the Islamic holy month in unprecedented ways. The global COVID-19 outbreak means that many usual events have been cancelled and traditions may be marked differently in line with health recommendations.