Important notice

Please note that between 8PM to 8AM, our phone banking services are only available for critical services like card replacement, fraudulent transactions & service interruption. For all other queries during this period, please use Citi Online or our Mobile App. For further assistance you may also use the 'Write to us' option on Citi Online. For any critical escalations, email us on: Alternatively, you may continue to call us between 8AM to 8PM for full services.

Get cashback for every friend you successfully refer for a Citi Credit Card or Personal Loan. Get upto AED 1,500 Cashback.Close
  • Refer and get up to AED 2,000 cash credit

    Refer and get up to AED 2,000 cash credit

    Now with Citigold Circle, those close to you can benefit from the same Citigold experience you've had. And we've created a special set of rewards to help them get started.

    If you are not a Citigold customer, you can still refer your friends and will still enjoy the benefits up on fulfilling the program eligibility criteria.

    *T&C Apply

    Refer Now

  • Get up to AED 1,500 for every friend you refer for a Credit Card or Personal Loan

    Get up to AED 1,500 for every friend you refer for a Credit Card or Personal Loan

    Good things are made to be shared. That is why with our referral program, you get the chance to earn up to AED 1,500 for every friend you refer for a Citi Credit Card or Personal Loan!

    *T&C Apply

    Refer Now

Apply for Credit Card


Invest with confidence by building a well-balanced and diversified investment portfolio with Mutual Funds. Whether you are a seasoned or a first-time investor, Mutual funds are an affordable and low-risk gateway to wealth management and capital market gains.

Mutual Funds are professionally managed investment vehicles that pool capital from many investors to invest in multiple stocks, bonds and other securities. Citi offers a wide selection of Mutual Funds to match diverse risk and return profiles.

Alternatively, you can also choose to invest in Mutual Funds through a Systematic Investment Plan (SIP). A SIP allows you to invest through smaller instalments at regular intervals. SIPs can be an ideal option if you don’t prefer to invest a lump sum. Mutual funds can be traded online 24x7 at Citi Online (under Investments > Mutual funds) at competitive prices.

Get started by speaking with your Relationship Manager or self-service through Citi Online here.


This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.