We all want the people closest to us to get the most out of life. That’s why our referral program makes it easy and rewarding to invite your loved ones to experience more with Citigold®.
If you are not a Citigold customer, you can still refer your friends and will still enjoy the benefits up on fulfilling the program eligibility criteria.
Whatever wealth means to those close to you, we'll be there to help them achieve it on their terms.
Once your friend's account is funded, depending on the funding amount, you can get cash credit worth up to AED 6,000. Please ensure your friend is not already a Citibank account holder.FAQs
You can refer as many friends as you like! For every successful referral, depending on the amount of funding, you can get cash credit worth up to AED 6,500.
Referring is easy! Get started with our step-by-step instructions below.
Both the referrer and referee will receive the reward upon fulfilling the funding criteria of 3 months minimum balance. The reward will be given within the next 30 working days.
|Reward Type||Relationship||Qualifying Criteria||Referred Reward Amount||Referrer Reward Amount|
|Funding Reward||Citigold||Open and fund a Citigold account with a minimum of USD 200,000 within 90 days from account opening date & maintain Total Relationship Balance1 at or above minimum for 90 days at all times||Cashback of AED 3,500||Cashback of AED 4,000|
|Citigold Private Client||Open and fund a Citigold Private Client account with a minimum of USD 1,000,000 within 90 days from account opening date & maintain Total Relationship Balance1 at or above minimum for 90 days at all times||Cashback of AED 5,500||Cashback of AED 6,000|
|Accelerated offer **||Citigold & Citigold Private Client||To earn this additional reward, the customer must have accounts funded by the end of the month when they opened the account or the month following that will qualify for cashback.||AED 1,000||N/A|
|Bonus Reward||Citigold & Citigold Private Client||To earn this additional reward, the customer must have qualified for the Funding Reward and additionally have purchased a total of at least $10,000 worth of investments2 or life insurance products by the end of the Funding Period3||Cashback of AED 2,500||N/A|
|Profiling & Investment Account Opening Reward||Citigold & Citigold Private Client||1- Open a Citigold or Citigold Private Client account
2- Open a Mutual Fund account
3- Complete investor profiling
|Cashback of AED 500|
1- Total Relationship Balance is the sum of balance in deposits, investments (client’s equity only, leverage component not included) or insurance policy values.
2- Eligible investment products: Securities that Citibank UAE offers on local & offshore bookings within the bond, Structured Notes, equity and mutual fund, including Systematic Investment Plan. Customer can buy any one insurance product or multiple insurance products with aggregate annualized premium being >=$10M in order to qualify. However, if customer buys $5,000 of Investments and $5,000 of insurance, he/she will not qualify.
3- Funding Period is the 90 days after the customers has funded above the minimum threshold where he/she must maintain the balance above the minimum at all times.
**For accounts opened from 1, August 2022 to 31, December 2022 only. You can earn an additional AED 1,000 if you fund your account the same month when you opened your account or the month following that one. Terms and Conditions here.
Enter your registered mobile number.
Click on ‘Generate unique link’ to create your unique referral link.
Copy or share with your friends & family so they can apply for Citigold.
We will contact your friend and help him/her process their Citigold banking account application.
Your friend's application is successfully approved.
Your friend funds his/her account within 90 days of account opening and maintains the balance for 3 consecutive months.
Upon fulfilling the funding requirement, you and your friend will both receive the cash reward.