1. Open a new banking relationship with Citibank UAE branch (including an Oasis relationship) during the Campaign Period
2. Fund it within 90 days of opening (“Funding Date”)
3. Maintain a Balance for 90 consecutive days from the Funding Date (the “Retention Period”)

1. To earn this additional reward, you must have an active Citibank UAE primary credit card at the time of opening your new banking relationship
2. Meet the “Funding Reward” qualifying criteria

Notes:

• Campaign period is 1 April till 31 December 2026.
• *Maximum total reward of AED 68,000 (AED 55,000 funding + AED 3,000 cardholder + AED 10,000 investment).
• Funding may be in AED or the equivalent in other available currencies.
• Rewards will be credited directly to your account.

How to qualify for the Funding Reward

1. Fund Your Account - Complete funding within 90 days of opening your account (“Funding Date”) as per the offer grid.
2. Maintain Your Balance - Keep the required balance for 90 consecutive days from the Funding Date (“Retention Period”).
3. Eligible Balance Includes - Deposits (current, savings, time deposits), investments, and cash value of insurance (excluding leverage).
4. Important Notes
   • Transfers from existing Citibank accounts do not qualify as new funding.
   • Your account must remain in good standing.
   • Rewards are credited within 45 days after the Retention Period.
   • For joint account(s), rewards are credited to the primary account holder.
   • Fluctuations - Your final cash credit will be based on the qualifying funding level you achieve and continuously maintain for 90 days. All funding increases that could lead to a higher reward must be deposited within 90 days of your account opening date. If your account balance drops below the minimum requirement for a specific reward tier at any point during its 90-day maintenance period, your eligibility for that reward may be adjusted to a lower tier or forfeited entirely.

How to qualify for the existing credit card reward

• To be eligible for this reward, you must have an active and current Citibank UAE primary credit card at the time of opening your new banking relationship and meet the “Funding Reward” qualifying criteria.

How to qualify for the Investment Reward

• You must first qualify for the Funding Reward.
• Invest a minimum of AED 550,000 before the end of the Retention Period.
• Maintain the investment for the remainder of the Retention Period.
• Investment rewards are capped at AED 10,000.
• US Persons are not eligible for Investment Rewards.