A 0% Easy Installment Payment Plan enables a cardholder to convert purchases they have made at selected merchants with their Citi credit card into convenient monthly installments with no interest.
However, credit card spending of specific amounts, as specified by the bank, can only be converted into installment plans. Upon the conversion of the transaction into a 0% Easy Installment Plan, the purchase amount will be divided into Equated Monthly Installments (EMIs) for a fixed tenure. Cardholders will be billed the EMI Amount from their next statement and thereafter until the total purchase amount is covered in full.