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Open a Citigold Private Client Account

Earn cash rewards when you open, fund and invest with a new Citigold Private Client or Citigold account.

+971
Citigold Private Client (Min balance USD 1 Million)
Citigold (Min balance USD 200,000)

Eligibility Criteria

Citigold Private Client: A minimum combined account balance of USD 1,000,000 (or equivalent in other currencies) across investments, saving/checking accounts, deposits or insurance policy values must be reached within 90 days from account opening and maintained thereafter.

Citigold: A minimum combined account balance of USD 200,000 (or equivalent in other currencies) across investments, saving/checking accounts, deposits or insurance policy values must be reached within 90 days from account opening and maintained thereafter.

YOUR WELCOME GIFT

Earn cash rewards when you open, fund and invest with a new Citigold Private Client or Citigold account.

STEP 1

Open a new banking relationship
with Citibank UAE branch
(including an Oasis relationship)
during the Campaign Period.

STEP 2

Fund it within 90 days of opening
(“Funding Date”).

STEP 3

Maintain a Balance for 90
consecutive days from the
Funding Date
(the “Retention Period”).

STEP 4

Receive your account
credit within 45 days after the
Retention Period ends.

Apply now
RewardQualifying CriteriaMin Funding Amount**
(AED)		Cash Credit Amount
(AED)
Funding Reward
  1. Open a new banking relationship with Citibank UAE branch (including an Oasis relationship) during the Campaign Period
  2. Fund it within 90 days of opening (“Funding Date”)
  3. Maintain a Balance for 90 consecutive days from the Funding Date (the “Retention Period”)
1,000,0005,500
2,000,00012,000
4,000,00025,000
6,000,00040,000
8,000,00055,000*
Existing Credit Card Customer Reward
  1. To earn this additional reward, you must have an active Citibank UAE primary credit card at the time of opening your new banking relationship
  2. Meet the “Funding Reward” qualifying criteria
-3,000*
Investment RewardMake a minimum investment (not investments by way of insurances) of AED 550,000 before the end of the “retention period” and hold it for the remaining of the Retention Period.550,0005,500
700,0007,000
1,000,00010,000*

Notes:

  • Campaign period is 1 April till 31 December 2026.
  • *Maximum total reward of AED 68,000 (AED 55,000 funding + AED 3,000 cardholder + AED 10,000 investment).
  • Funding may be in AED or the equivalent in other available currencies.
  • Rewards will be credited directly to your account.

How to qualify for the Funding Reward

  1. Fund Your Account - Complete funding within 90 days of opening your account (“Funding Date”) as per the offer grid.
  2. Maintain Your Balance - Keep the required balance for 90 consecutive days from the Funding Date (“Retention Period”).
  3. Eligible Balance Includes - Deposits (current, savings, time deposits), investments, and cash value of insurance (excluding leverage).
  4. Important Notes
    • Transfers from existing Citibank accounts do not qualify as new funding.
    • Your account must remain in good standing.
    • Rewards are credited within 45 days after the Retention Period.
    • For joint account(s), rewards are credited to the primary account holder.
    • Fluctuations - Your final cash credit will be based on the qualifying funding level you achieve and continuously maintain for 90 days. All funding increases that could lead to a higher reward must be deposited within 90 days of your account opening date. If your account balance drops below the minimum requirement for a specific reward tier at any point during its 90-day maintenance period, your eligibility for that reward may be adjusted to a lower tier or forfeited entirely.


How to qualify for the existing credit card reward

  • To be eligible for this reward, you must have an active and current Citibank UAE primary credit card at the time of opening your new banking relationship and meet the “Funding Reward” qualifying criteria.


How to qualify for the Investment Reward

  • You must first qualify for the Funding Reward.
  • Invest a minimum of AED 550,000 before the end of the Retention Period.
  • Maintain the investment for the remainder of the Retention Period.
  • Investment rewards are capped at AED 10,000.
  • US Persons are not eligible for Investment Rewards.

For Welcome Reward Terms and Conditions, please click here.

How can you qualify for the Citigold Private Client welcome reward?

Opening an account isn’t enough meeting the Citigold requirement involves both funding and consistency. New clients must fund their Citigold Private Client account with at least USD 1,000,000 and maintain that amount for 90 consecutive days. The process ensures that only long-term, committed clients are rewarded.

Is there a fixed Citigold account minimum balance that applies to everyone?

Not quite. The Citigold account minimum balance depends on the type of account. For Citigold, it’s USD 200,000. For Citigold Private Client, it’s USD 1,000,000. These figures aren’t just one-time funding requirements—they must be maintained to unlock the relevant reward tiers.

When will the welcome reward be credited to the Citigold Private Client account?

Once the minimum funding and balance requirements are met and maintained for 90 consecutive days, the welcome reward will be credited within 30 working days. Additional reward components, if applicable, may be paid out within 15 working days after that.

Exclusive lounges to welcome you

Discover the refined ambiance of our exclusive Citigold Private Client lounges. Indulge in sophisticated music, curated art, and premium refreshments. Utilize private meeting rooms or our comprehensive library for discreet discussions. Connect with your Relationship Manager, consult product specialists, or conduct personal meetings with complimentary Wi-Fi, all within an environment crafted for your utmost convenience and privacy.

Abu Dhabi

Al Wasl, Dubai

Jumeirah, Dubai

Disclaimer

This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.

Citibank N.A. UAE is registered with Central Bank of UAE under license numbers BSD/504/83 for Al Wasl Branch Dubai, 13/184/2019 for Mall of the Emirates Branch Dubai, and BSD/692/83 for Abu Dhabi Branch. Tel.: 04 311 4000.

Citibank N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.

Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity of A) Financial Consulting, Introduction and Promotion under license number 20200000097 B) Trading Broker in International Markets under license number 20200000198 C) Portfolios Management under license number 20200000240 D) Custody under license number 602003. For additional disclaimers and disclosures related to the product and/or service mentioned in this communication that you need to be aware of, please visit here.

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