No fees. No worries.

Zero annual fees, late fees, cash withdrawal fees, and more with the Citi Simplicity Credit Card.

card Image

Experience the hassle-free life

Enjoy the privilege of Citi Simplicity Credit Card. The only credit card with no annual fee, late fee or cash advance fee EVER!

  • No annual fee. Ever
  • No late fee. Ever
  • No cash advance fee. Ever

And by ever, we mean NEVER, EVER, EVER!

A range of benefits to simplify your life


UAE Privileges

Privileges and offers at over 50+ shopping outlets in the UAE


Gourmet Pleasures

Up To 20% discount at over 400+ dining outlets in UAE


Citibank World Privileges

Enjoy benefits and privileges across travel, hotels, dining and shopping outlets across the globe


Loan on Phone

Convert a portion of the credit limit to a loan which can be repaid in easy installments up to 48 months


0% EIP

Interest free installment plans across 60+ partners


Lounge Access

Unlimited lounge access in selected airport lounges across the Middle East.
For more details please click here


Unlimited Free Supplementary Cards


Contactless Technology


Buy 1 Get 1 Offers

Hundreds of buy 1 get 1 offers across hotels, dinning, spas, leisure & entertainment in cities throughout the Middle East & Africa with the Buy 1 Get 1 app from MasterCard