For a better experience, install the Citi Mobile

Citi Simplicity Credit Card

Citi Simplicity Credit Card

The card that keeps
it simple

Simplicity

Simpler terms, no hassle with Citi Simplicity Credit Card

No extra fees

No extra fees

No Annual fee, No late fee, cash advance fee or over limit fee - Ever

Talabat

Talabat

20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use promo code “MASTERCARD” at checkout.

Learn more

Top 3 Citi Simplicity Credit Card Benefits

Easy Installment Plan

Easy Installment Plan

Turn any big purchase into small payments

Cash Loan

Cash Loan

Instant cash at a click of a button

Citi Promotions

Citi Promotions

Enjoy Local discounts and offers on dining, online shopping and entertainment

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new card
Secure your transaction
Powerful features on demand

Everything at a glance

Activate a new card

Secure your transaction

Powerful features on demand

Apply for Citi Simplicity Credit Card and unlock the easiest credit experience

Citi Simplicity Credit Card Requirements

Get a new Citi Simplicity Credit Card from your phone or computer in an easy, paperless signup process

Your minimum income should be AED 5,000 per month

Your minimum income should be AED 5,000 per month

Age 21 or older

Age 21 or older

  • Age: 21 years old or above
  • Minimum monthly income of AED 5,000
  • Required documents: valid Emirates ID, Passport and valid UAE Visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application
Important

Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

  • 5% Value Added Tax (VAT) applicable over and above the annual fee
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here to view fees and charges.

No Annual Membership Fee – Ever

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.