Card Services
Savings Account in UAE
Effortlessly meet your savings goals with an account designed for your convenience
Whether you are saving for a big purchase or a rainy day, a Citibank savings account in UAE will help you reach your goals with ease. The interest bearing Citibank savings account offers easy access to your savings whenever you want.
What's more, you can access the Citibank savings account online at your fingertips with our 24-hour Online and Citiphone banking services.
Get a Citibank savings account and enjoy the host of features and benefits it has to offer. To open a Citibank savings account in UAE and move closer to your savings goals, you can visit your nearest Citibank branch today!
- Features of Savings Accounts
- Eligibility for Opening a Citibank Savings Account
- How to Open a Savings Account?
- Key Fact Statement for Savings Account
A Citibank savings account in UAE can help you take care of your banking needs with ease. Let’s look at some of the features and services that are offered by the Citibank savings account in UAE.
A savings account with Citi provides the following services:
- Interest is calculated on the minimum monthly balance.
- Interest is credited to your account every month.
- Withdrawals up to AED 40,000 per day with no charge on Citibank ATMs globally. For non-Citi ATMs, charges as per the Schedule of Charges will apply. Click here to access the Schedule of Charges. Charge is independent of the amount of withdrawn.
- Available in a range of major currencies.
- 24 Hour Citiphone Banking service, Citibank Online banking and mobile banking. Charge is independent of the amount of withdrawn.
View our current savings accounts interest rates here.
Age: Minimum age should be 18 years old.
Based on the relationship that you are looking for, please follow the below steps:
- If you’d like to maintain a balance below USD 200,000, please visit one of our branches with the required documents and a Citi Representative will assist you in opening your account. To view the list of documents that are required, please click here.
- If you are looking to maintain a balance above USD 200,000, you may be eligible for a Citigold or Citi Private Client account that caters exclusively to your wealth management needs. Please click here to fill a short application form, a Citi Representative will get in touch within 24 hours to assess your financial needs and assist you in account opening.
- Click here to view the Key Fact Statement for Bank Accounts.
Frequently Asked Questions
To open bank accounts in Citibank, you can visit any of the Citibank branches in your locality. However, you must have all the required documents by nationality ready before you apply.
1. Emirates ID (Original)
2. Passport copy
3. Valid UAE Visa Copy – Only if the Emirates ID doesn't have the sponsor details
- For UAE / GCC Nationals - instead of Visa, one of the below document to be submitted:
- UAE Utility Bill issued within last 3 months (OR)
- Current Tenancy Contract copy / Ejari copy (showing local address) (OR)
- Title deed (in the name of the prospect) (OR)
- Bank Statement showing the address (issued within last 3 months) (OR)
- Valid UAE Driving license (OR)
- Online Labour Card Copy – online copies are acceptable (OR)
- Valid Free zone Employment Card copy / Employment card copy issued by Local or Federal Government
4. Proof of Address:
- UAE Utility Bill issued within last 3 months (OR)
- Current Tenancy Contract copy / Ejari copy (showing local address) (OR)
- Title deed (in the name of the prospect) (OR)
- Documents from supervised third-party financial institutions, such as Bank statements or Insurance policies (issued within last 3 months)
** Based on the review, Additional documents may be requested as follows:
- Source of funds / wealth
- Salary certificate & labour Contract
- Company or personal Bank statements (last 3 / 6 months)
- Trade license + Memorandum of association or Share certificate
Yes, a Citibank savings account is available in a range of major currencies, so you have the flexibility to save in a currency apart from AED.
No, only a resident of UAE who is 18 years or older can open a Citibank savings account in UAE.
Click here for details on Citibank Savings Account Interest rates.
| BANKING ACCOUNTS INTEREST RATES | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| ACCOUNT TYPE | AED | USD | EUR | GBP | JPY | NZD | CHF | AUD | CAD |
| CURRENT PRODUCTS (RATES PER ANNUM) | |||||||||
| Current Account | 0.00% | ||||||||
| Savings Account* | 0.05% | 0.00% | |||||||
| Citibest Account | AED 0 to 999,999 is 0.00% | USD 0 to 9,999 is 0.05% | N/A | ||||||
| AED 1,000,000 to 4,999,999 is 0.05% | USD 10,000 to 999,999 is 0.10% | ||||||||
| >= AED 5,000,000 is 0.10% | >= USD 1,000,000 is 0.15% | ||||||||
| DISCONTINUED PRODUCTS (RATES PER ANNUM)** | |||||||||
| Call Account | 0.00% | ||||||||
| Salary Transfer | 0.00% | N/A | |||||||
| Checking Plus Account* | 0.00% | N/A | |||||||
| Advantage Account | 0.00% | N/A | |||||||
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Terms & Conditions:
I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank N.A. Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank N.A. from and against any losses, claims and/or liabilities incurred by Citibank N.A. as a result of having relied on such information. Citibank N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.
Citibank.ae provides information about, and access to accounts and financial services provided by Citibank N.A. – UAE branch in the United Arab Emirates. It does not, and should not be construed as, an offer, invitation or solicitation of services outside of the United Arab Emirates. This website is not intended for distribution to, or use by, any person in any country where such distribution or use would be contrary to local law or regulation, and none of the services or investments referred to in this website are available to persons resident in any country where the provision of such services or investments would be contrary to local law or regulation.
Citibank is service mark of Citigroup Inc. or Citibank N.A., used and registered throughout the world.
Citibank N.A. UAE is registered with Central Bank of UAE under license numbers BSD/504/83 for Al Wasl Branch Dubai, 13/184/2019 for Mall of the Emirates Branch Dubai, and BSD/692/83 for Abu Dhabi Branch. Tel.: 04 311 4000.
Citibank N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity of A) Financial Consulting, Introduction and Promotion under license number 20200000097 B) Trading Broker in International Markets under license number 20200000198 C) Portfolios Management under license number 20200000240 D) Custody under license number 602003.
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