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ELIGIBILITY

Monthly salary required AED

  • 30,000
  • 15,000
  • 8,000
  • 36,750
  • 18,000
  • 12,000
  • 8,000
  • 5,000

REWARDS

Earn on international spend

  • 3 Citi ThankYou Points for every USD spent in foreign currency
  • 2 Citi ThankYou Points for every USD spent in foreign currency
  • 1.5 Citi ThankYou Points for every USD spent in foreign currency
  • 1.5 Skywards Miles for every USD spent in foreign currency
  • 1.25 Skywards Miles for every USD spent in foreign currency
  • 1 Skywards Mile for every USD spent in foreign currency
  • 3% Cashback
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Earn on Grocery Spend

  •  
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  • 2% Cashback
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Earn on local spend

  • 2 Citi ThankYou Points for every USD spent in local currency
  • 1.5 Citi ThankYou Points for every USD spent in local currency
  • 1 Citi ThankYou Points for every USD spent in local currency
  • 1 Skywards Mile for every USD spent in local currency (AED)
  • 1 Skywards Mile for every USD spent in local currency (AED)
  • 0.75 Skywards Miles for every USD spent in local currency (AED)
  • 1% Cashback
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No caps on earning*

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No points expiry

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    (Skywards/Emirates T&C apply)
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    (Skywards/Emirates T&C apply)
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  • N/A
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Promotional miles

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Anniversary bonus miles

  • 10000
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Special earn rate online

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Transfer miles to many airline partners

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Transfer miles to hotel partners

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Shopping vouchers

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Travel Portal

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Merchandize

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Rewards can be redeemed for

  • Transfer your points to 16 airline partners to get reward flights and flight upgrades with Etihad Airways, Qatar Airways, Singapore Airlines, British Airways to name a few. Also with IHG and Club Carlson you can get reward hotel stay
  • Transfer your points to 16 airline partners to get reward flights and flight upgrades with Etihad Airways, Qatar Airways, Singapore Airlines, British Airways to name a few. Also with IHG and Club Carlson you can get reward hotel stay
  • Redeem ThankYou points for a diverse collection of vouchers, including Carrefour, Sharaf DG, Joyalukkas, Ikea and various malls across UAE
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Cashback Reward
  • -

What your rewards get you

  • 1 Citi ThankYou Point equals to 1 partner mile
  • 1 Citi ThankYou point equals to 1 partner mile
  • 22,000 Citi ThankYou points equals AED 100 voucher
  • -
  • -
  • -
  • Cashback directly debitted to your account
  • -

BENEFITS

Metal Card

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Unlimited supplementary cards without charge

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    One-time fee of AED 1,000/card for metal supplementary
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Contactless transactions

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Unlimited access to 1000+ lounges for

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Primary

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Supplementary

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Guest

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Complimentary golf

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Complimentary Travel Accident Insurance

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  • cross

Marhaba Meet and Greet Service

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Buy 1 get 1 free dining & entertainment offers

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Gourmet Pleasures - Citi's dining program

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Buy 1 get 1 free movie tickets

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Citi World Privileges

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Concierge Service

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Complimentary 4th night hotel stay

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SERVICES

Transaction alerts

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Fraud early warning

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Installment loans

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PRICING

Annual membership fee AED*

  • 1,500
  • 750
  • 300
  • 3000
  • 800
  • 400
  • Fee Free1
  • 0

Interest rate

  • 2.79%
  • 3.09%
  • 3.25%
  • 2.99%
  • 3.09%
  • 3.25%
  • 3.25%
  • 3.50%

Late payment fee AED

  • 230
  • 230
  • 230
  • 230
  • 230
  • 230
  • 230
  • 0

Over limit fee AED

  • 249
  • 249
  • 249
  • 249
  • 249
  • 249
  • 249
  • 0

Use rewards for annual fee reversal

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Choose the card that reflects your lifestyle

ELIGIBILITY

Monthly salary required AED

  • 30,000
  • 15,000
  • 8,000
  • 36,750
  • 18,000
  • 12,000
  • 8,000
  • 5,000

REWARDS

Earn on international spend

  • 3 Citi ThankYou Points for every USD spent in foreign currency
  • 2 Citi ThankYou Points for every USD spent in foreign currency
  • 1.5 Citi ThankYou Points for every USD spent in foreign currency
  • 1.5 Skywards Miles for every USD spent in foreign currency
  • 1.25 Skywards Miles for every USD spent in foreign currency
  • 1 Skywards Mile for every USD spent in foreign currency
  • 3% Cashback
  • -

Earn on Grocery Spend

  •  
  •  
  •  
  •  
  •  
  •  
  • 2% Cashback
  •  

Earn on local spend

  • 2 Citi ThankYou Points for every USD spent in local currency
  • 1.5 Citi ThankYou Points for every USD spent in local currency
  • 1 Citi ThankYou Points for every USD spent in local currency
  • 1 Skywards Mile for every USD spent in local currency (AED)
  • 1 Skywards Mile for every USD spent in local currency (AED)
  • 0.75 Skywards Miles for every USD spent in local currency (AED)
  • 1% Cashback
  • -

No caps on earning*

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  • tick
  • tick
  • cross
  • cross
  • cross
  • tick
  • -

No points expiry

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  • tick
  • cross
    (Skywards/Emirates T&C apply)
  • cross
    (Skywards/Emirates T&C apply)
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  • N/A
  • -

Promotional miles

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  • cross
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Anniversary bonus miles

  • 10000
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  • cross
  • cross
  • cross

Special earn rate online

  • cross
  • cross
  • cross
  • tick
  • cross
  • cross
  • cross
  • cross

Transfer miles to many airline partners

  • tick
  • tick
  • cross
  • cross
  • cross
  • cross
  • cross
  • cross

Transfer miles to hotel partners

  • tick
  • tick
  • tick
  • cross
  • cross
  • cross
  • cross
  • cross

Shopping vouchers

  • tick
  • tick
  • tick
  • cross
  • cross
  • cross
  • cross
  • cross

Travel Portal

  • tick
  • tick
  • tick
  • cross
  • cross
  • cross
  • cross
  • cross

Merchandize

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • cross
  • cross

Rewards can be redeemed for

  • Transfer your points to 16 airline partners to get reward flights and flight upgrades with Etihad Airways, Qatar Airways, Singapore Airlines, British Airways to name a few. Also with IHG and Club Carlson you can get reward hotel stay
  • Transfer your points to 16 airline partners to get reward flights and flight upgrades with Etihad Airways, Qatar Airways, Singapore Airlines, British Airways to name a few. Also with IHG and Club Carlson you can get reward hotel stay
  • Redeem ThankYou points for a diverse collection of vouchers, including Carrefour, Sharaf DG, Joyalukkas, Ikea and various malls across UAE
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Flight upgrades and reward tickets on Emirates Airlines or for merchandise at The Emirates High Street
  • Cashback Reward
  • -

What your rewards get you

  • 1 Citi ThankYou Point equals to 1 partner mile
  • 1 Citi ThankYou point equals to 1 partner mile
  • 22,000 Citi ThankYou points equals AED 100 voucher
  • -
  • -
  • -
  • Cashback directly debitted to your account
  • -

BENEFITS

Metal Card

  • cross
  • cross
  • cross
  • tick
  • cross
  • cross
  • cross
  • cross

Unlimited supplementary cards without charge

  • tick
  • tick
  • tick
  • tick
    One-time fee of AED 1,000/card for metal supplementary
  • tick
  • tick
  • tick
  • tick

Contactless transactions

  • tick
  • tick
  • tick
  • cross
  • tick
  • tick
  • tick
  • tick

Unlimited access to 1000+ lounges for

  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  

Primary

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • cross

Supplementary

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  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • cross

Guest

  • tick
  • tick
  • cross
  • tick
  • tick
  • cross
  • cross
  • cross

Complimentary golf

  • tick
  • tick
  • cross
  • tick
  • tick
  • cross
  • cross
  • cross

Complimentary Travel Accident Insurance

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • cross

Marhaba Meet and Greet Service

  • tick
  • tick
  • cross
  • tick
  • tick
  • tick
  • cross
  • cross

Buy 1 get 1 free dining & entertainment offers

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

Gourmet Pleasures - Citi's dining program

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

Buy 1 get 1 free movie tickets

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • cross
  • cross

Citi World Privileges

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

Concierge Service

  • tick
  • tick
  • cross
  • tick
  • tick
  • cross
  • cross
  • cross

Complimentary 4th night hotel stay

  • tick
  • cross
  • cross
  • cross
  • cross
  • cross
  • cross

SERVICES

Transaction alerts

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

Fraud early warning

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

Installment loans

  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick
  • tick

PRICING

Annual membership fee AED*

  • 1,500
  • 750
  • 300
  • 3000
  • 800
  • 400
  • Fee Free1
  • 0

Interest rate

  • 2.79%
  • 3.09%
  • 3.25%
  • 2.99%
  • 3.09%
  • 3.25%
  • 3.25%
  • 3.50%

Late payment fee AED

  • 230
  • 230
  • 230
  • 230
  • 230
  • 230
  • 230
  • 0

Over limit fee AED

  • 249
  • 249
  • 249
  • 249
  • 249
  • 249
  • 249
  • 0

Use rewards for annual fee reversal

  • tick
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  • tick
  • cross
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  • -

Disclaimer:
Welcome offer terms and conditions apply. Click here to know more.
1) No annual fee in year . From year 2 the card is free unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300* applies
* 5% VAT applicable over and above the annual fee. All other fees are applicable as per the SOC

Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number. The applicant agrees to be bound by Citibank's General Terms and Conditions available on the website www.citibank.ae.

*ThankYou® Points are not capped on reward earning for retail transactions.

TERMS AND CONDITIONS

*5% VAT applicable over and above the annual fee

Offer Terms and Conditions (Included on the form page along with a mandatory acknowledgment field)

• This offer is applicable only for customers who submit a lead through the statement credit offer for digital acquisition campaign, successfully get approved for a credit card and meet the minimum retail spend requirements listed below.
• The offer is available from July 1st, 2018 and December 31st,2018.
• Customers who get successfully approved for a credit card and meet the minimum retail spend requirement will receive applicable statement credit in their card.
• The offer is applicable for all credit cards (except Citi Simplicity and Citi Rewards card) being offered during the promotion period.
• Existing Citi credit card customers and Citibank's staff are not eligible for this offer.
• Customers who have closed a Citi credit card within the last 24 months are not eligible for this offer.
• Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
• This offer will not be available in conjunction with any other sign up offers/promotions
• All Credit Cards are approved at the sole discretion of Citibank, N.A UAE (Citibank N.A.). Approval for a credit card is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification
• Citibank Terms and Conditions apply. They are subject to change and are available upon request. For the current Terms and Conditions please visit www.citibank.ae
• The customer has to read and acknowledge all the Terms & Conditions listed on the registration page before applying
• All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies). Partner Terms & Conditions apply’ wherever applicable
• In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
• By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
• Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer, with or without any reason
• Citibank reserves the right, at its absolute discretion, to vary, delete or add to any of these terms and conditions from time to time, without prior notice.
• The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information.
• Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

Minimum retail spend requirement
• For the new customers approved under this program, the statement credit will be awarded upon meeting minimum retail spend requirement on the card within 90 days after the card has been approved.
• To be eligible for the offer, minimum spends requirements needs to be fulfilled as per card type within 3 months:
  • EK Ultima: AED 25,000
  • EK Ultimate: AED 20,000
  • EK World: AED 15,000
  • Prestige: AED 20,000
  • Premier: AED 15,000
  • Cashback: AED 5,000
• Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as eligible spend for this campaign.
• The customer is not eligible to receive the offer even if they meet the spend criteria but fail to make any minimum payments due against their Card during the 90 days period.
• Customers shall not be on any payment block to avail the above Offer at the time of offer fulfillment.
• The statement credit will be awarded within 30 business days after the 90 day period as a statement credit if the customer is eligible under the above mentioned conditions.

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