Experience enhanced flexibility in managing your everyday finances with Citi Current Accounts.

Whether you are a professional or a businessperson, a Citi Current Account can offer simplicity and convenience for all your financial needs.

Open current accounts online with Citibank and enjoy unlimited checking facilities with your personalized checkbook. With a Citi Current Account in UAE, you can also make free withdrawals up to AED 40,000 per day through our vast network of ATMs around the world.

Moreover, a Citi Current Account helps you stay on top of your finances at all times with 24-hour Online banking, Mobile banking and Citiphone banking services. Open a current account with Citibank and enjoy a seamless banking experience.

Features of Current Account

A current account with Citi provides the following services:

  • Personalized check book.
  • Unlimited checking facilities.
  • An international debit card.
  • Withdrawals up to AED 40,000 per day with no charge on Citibank ATMs globally. For non-Citi ATMs, charges as per the Schedule of Charges will apply. Click here to access the Schedule of Charges. Charge is independent of the amount of withdrawn.
  • Available in a range of major currencies.
  • 24 Hour Citiphone Banking service, Citibank Online banking and mobile banking.

Eligibility Criteria for a Current or Checking Account

  • Resident of UAE
  • Minimum age should be 18 years old

How to Open a Current Account?

To open a Citi Current Account, you need to follow the below-mentioned steps:

  • If you would like to maintain a balance below USD 200,000, then you need to visit one of the Citi branches with the required documents, and a Citi Representative will assist you in opening your account. To view the list of documents that are required to open a Citi Current Account, please click here.
  • If you would like to maintain a balance above USD 200,000, then you may be eligible for a Citigold or Citi Private Client account that caters exclusively to your wealth management needs.

Click here to view the Key Fact Statement for Bank Accounts.

Frequently Asked Questions

  • What is a Current Account?
  • A current bank account is opened by professionals or businesspeople who have to carry out significantly higher number of transactions in a day with the bank. With a current account, funds can be credited and withdrawn at any time without giving any notice.

  • What is difference between current and savings account?
  • A current account is an account that is used to carry out frequent business transactions in a day. Whereas, a savings account is one in which individuals deposit their savings with the bank in order to earn interest.

  • What is the benefit of current account?
  • A current account does not have a limit on the number of transactions that can be carried out in a day. This account enables businesspeople to make direct payments via cheques, demand drafts or pay orders.

  • Does current account have minimum balance?
  • The minimum monthly average balance requirement for a Citi Current Account is AED 3,000. You will not be charged any fee if you maintain the minimum monthly balance. However, if you are not a Citigold (CG) and Citigold Private Client (CPC), you will be charged AED 25 for non-maintenance of the minimum balance.

  • Who can apply for Citi Current Account?
  • If you are a resident of UAE and if are 18 years or older, you can apply for a Citi Current Account.