Getting a personal loan from Citi is fast, easy, and hassle-free, with no salary transfer required. So now you can focus on what really matters.

EXCLUSIVE WEBSITE OFFER: Pay zero processing fees on your loan. What's more, get City Centre Mall e-vouchers worth up to AED 1,250 depending on your approved loan amount. Check the Offer tab for details.

Apply for a Citi Personal Loan, and upon approval, you can avail of one of the below exclusive offers depending on your approved loan amount.


Your approved loan amount
Your reward
<=AED 35000
Zero Processing Fees
> AED 35,000 & <= AED 70,000
Zero Processing Fees + City Centre Mall voucher worth AED 300
> AED 70,000 & <= 105,000
Zero Processing Fees + City Centre Mall voucher worth AED 600
>105,000 & <=140,000
Zero Processing Fees + City Centre Mall voucher worth AED 1000
> AED 140,000
Zero Processing Fees + City Centre Mall voucher worth AED 1250

Offer Terms and Conditions apply

  • Loans of up to AED 175,000
    (No salary transfer to Citibank required)
  • Loans of up to 8 times your salary
  • Competitive interest rates
  • Approvals in 1 day
  • Loan funding in 1 day
  • Tenors from 6 months up to 48 months
  • Current dated Salary Certificate (3 months on current job)
  • Last three months bank statements (with salary transfer)
  • Minimum (fixed) monthly salary of only AED 8,000
  • Passport copy / Emirates ID Copy
  • Direct Debit Form

Apply for your Citibank personal loan today with our online application form


The products / services mentioned above are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.


Offer Terms and Conditions

  1. This offer is applicable only for customers who submit a lead through the website offer for loans digital acquisition campaign, successfully get approved for a loan.
  2. The offer is available from August 1st, 2018 and 31st March 2019.
  3. Reward will be in the form of Majid Al Futtaim e-voucher which will be shared with customer via SMS/E-mail within 30 working days' post 1st Loan EMI has been received from the customer.
  4. The offer is applicable for Personal Installment Loan only & not applicable for Salary Transfer Loan.
  5. US Citizen or US green card holder customers are not eligible for this offer.
  6. Existing Citibank loan customer & Citibank staff (including outsources staff) are not eligible for this offer.
  7. This campaign is not applicable for Top Up loan applications
  8. Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
  9. This offer will not be available in conjunction with any other sign up offers/promotions
  10. All Loans are approved at the sole discretion of Citibank, N.A UAE (Citibank N.A.). Approval for a Loan is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification.
  11. Citibank Terms and Conditions apply. They are subject to change and are available upon request. For the current Terms and Conditions please visit
  12. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies). Partner Terms & Conditions apply' wherever applicable
  13. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
  14. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
  15. Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer, with or without any reason
  16. Citibank reserves the right, at its absolute discretion, to vary, delete or add to any of these terms and conditions from time to time, without prior notice.
  17. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information.
  18. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.


Terms & conditions for Majid Al Futtaim e-Voucher


  • 19. Majid Al Futtaim's e-voucher terms & conditions apply.
  • 20. E-vouchers will be valid for 5 months from the date of issuance.
  • 21. E-vouchers needs to be redeemed on following link -
  • 22. E-vouchers once redeemed into City Centre Mall gift card, then it has validity of 1 year from the date of issuance.


Please refer to the following link for additional T&Cs associated with City Centre Mall Gift Card:

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