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Plan it your way


Plan it your way

Apply for a Citi Personal Loan and pay 0% processing fees


Simple and hassle-free
Simple and hassle-free

Apply online with your ID only from the comfort of your own home

Cash on your terms
Cash on your terms

Flexible repayment periods between 6 to 48 months

Dream big
Dream big

High Loan Amounts up to AED 175000

top up loan
Need more? Get more

Top up your loan after 9 months

New customers enjoy up to AED 1,250 Noon e-vouchers.

New customers enjoy up to AED 1,250 Noon e-vouchers.

Enjoy a complimentary noon voucher worth up to AED 1,250 when you apply for a Citi Personal Loan with no salary transfer required


Approved Loan amount Reward
<=75000 0% Processing Fees
> AED 75,000 & <= AED 125,000 0% Processing Fees + Noon e-voucher worth AED 250
> AED 125,000 & <= AED 160,000 0% Processing Fees + Noon e-voucher worth AED 500
> 160,000 0% Processing Fees + Noon e-voucher worth AED 1,250


Offer Terms and Conditions apply

Personal Loans without salary transfer Calculator
My monthly income is
I need
for my
Est. AED 5,746.38 / month*
Excludes Processing Fee of 1% of loan amount

The monthly repayment amount is an estimation and may differ based on the interest rates offered to you based on your customer profile