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MY CHILD

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My Child is an optional insurance product brought to you by MetLife which is specifically designed to cover the child of primary cardholders. The product pays out a lump sum amount in case of:-

  • Dismemberment, Loss of Sight and Hearing
  • Accidental Medical Reimbursement
  • Accidental Death or Permanent Total Disability of the Policy Owner

  • A range of product options to choose your plan benefits as per your need
  • Affordable premium payment schedule with minimal impact on your cash resources
  • Pay as you go plan which allows you flexibility to terminate without any commitment
  • Available to all banking and credit card customers between the age of 21 and 64

The card member or his/her beneficiary may call Citibank at +97143114000 or visit Citi Collection Department at Citibank, Oud Mehta office Building, 205 – 208, Dubai, UAE to report a claim. Claim forms and the list of supporting document is available at https://www.metlife.ae/claims/. Please remember that you have 60 days from the date of the covered event to report the claim to MetLife. Alternately, you can directly lodge claims with MetLife claims department (Toll free number 8006385433).

Click here to view product terms and conditions

Click here to view product benefits and premium details

My Child is underwritten by MetLife Gulf and Citibank is a distributor.

Citibank N.A. will not be responsible for the rejection of any application/claim under this policy. Citibank N.A. does not underwrite or issue insurance policies. Citibank N.A. provides customer support by way of receiving payments from the customers and forwarding them to MetLife Gulf, in addition to making such insurance products available to its customers. Premiums contributed by the Customer under this policy are not bank deposits or any other obligation of, or guaranteed by Citibank N.A., Citigroup or any of their affiliates and are subject to risks and possible loss of the principal amount invested.

Insurance products are subject to exclusions, special terms and conditions, medical underwriting requirements (as applicable) which are contained in the policy document. Insurance products are optional and underwritten by insurers, subject to the terms and conditions of each policy. Citibank N.A. does not underwrite or issue insurance policies. Citibank N.A. is not responsible for rejection of any application and/or claim made to the insurer . Citibank N.A. provides customer support by way of receiving payments from the customer and forwarding them to the Insurer, in addition to making such insurance products available to the customers. Policies can be cancelled at any time. If the policy is cancelled within the free-look period, which is 30 days from the date policy issuance, customers will be entitled to a refund of premium collected within that period as per the terms and conditions of the plan, but transfer charges may apply. For cancellations after the free-look period, there will be no refund of premiums paid as this policy is not a savings plan and does not acquire a cash value. In addition to terms and conditions of the insurer under each policy, Citibank Terms and Conditions apply and are subject to change. Please call our 24-Hour CitiPhone Banking Service on +971 4 311 4000 should you have any queries or complaints.

  Plan 1 Plan 2 Plan 3 Plan 4
  Sum Insured Amounts in AED
Insured Benefits for Insured (Child)        
Dismemberment of the Child (including double benefit while at school) 50,000 50,000 50,000 50,000
Monthly Catastrophe Cash Benefit in case Permanent Total Disability of the child for 240 months 500 500 500 500
Medical Reimbursement Benefit (Benefit amount to be doubled if artificial limb is required)
Deductible - AED100		 1,500 1,500 1,500 1,500
Insured Benefits for Policy Owner (Parent/Guardian)        
Education Allowance for 10 years in the event of policy owner's accidental death or Permanent Total Disability 5,000 5,000 5,000 5,000
Telemedicine & AIG Assist Covered Covered Covered Covered
Waiver of premium benefit in the event of  policy owner's accidental death or Permanent Total Disability Covered Covered Covered Covered
  Premium Amount in AED inclusive of VAT
Monthly Premium in AED for all of the above benefits offered to Insured and Policy Owner 27 41 64 109
Annual Premium in AED for all of the above benefits offered to Insured and Policy Owner 326 487 764 1,307
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