Credit Card Payment Options

Enjoy the Convenience

Paying your Citi Credit Card balance doesn't have to be a hassle! Choose from a variety of payment options to suit your needs.

Make an online transfer from your Citibank or non-Citibank Account

Did you know you can pay your Credit Card balance easily anytime, anywhere using your laptop or smartphone? You can choose to pay your balance absolutely free of charge through Citibank Online, or even from your non-Citibank Account, at the nominal fee of AED 1 (which may be charged by your bank).

Online Transfer From your non-Citibank Account
Online Transfer From your Citibank Account


Pay online through a non-Citibank account:

The online transfer process varies from bank to bank, but usually has the following steps:

  • Login to your bank account
  • Select Online Transfer from the payments and transfers section
  • Enter your Citi Credit Card number (some banks may ask for an IBAN, please enter your 16 digit Citi Credit Card number)
  • Enter the amount that you would like to pay
  • Enter the swift code - CITIAEAD
  • Choose when you want the payment to be made. Please note that payment transfers can take up to 3 days to process.
  • Click 'Next' to review the details of the transfer
  • Select 'Confirm and Pay'

Some banks will require you to add your Citi Credit Card to the payees or beneficiary list. Here is a list of details which may be required for online transfers :

Bank Name
Card Number
Your 16 digit Citi Credit Card number
Swift Code
Oud Metha Tower, Sheikh Rashid Road, Dubai, UAE

In case you need assistance, please call your bank for more details. Please note that your bank may levy a processing fee of AED 1 for this transaction.

Pay online through a Citibank account:

  • Sign on to Citibank online at
  • Under the "Payments & Transfers" tab, click on "Make a payment or a transfer"
  • Select "Transfer between my own accounts"
  • Select the account you want to pay from as the source and your credit card as destination
  • Select the amount you want to pay
  • Choose when you want the payment to be made.
  • Click 'Next' to review the details of the transfer
  • Select 'Confirm and Pay'

Not yet registered for online banking? Register here in three easy steps.

Charges will be applicable If you pay less than the outstanding amount as per schedule of fees & charges