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Enjoy greater financial flexibility with quick loans on credit cards from Citi. Whether you want to transfer money home, pay school fees or rent, get quick access to cash with Credit Card Loans from Citi. No Documentation, no processing fees, just pure convenience.

Turn your available credit limit into an instant cash loan and fulfil your needs anytime and anywhere. Moreover, our loan on credit cards offer attractive interest rates and flexible repayment periods so that you can accomplish your needs without straining your budget. Apply for a loan on your credit card 24x7 through Citi Online and get the amount credited to your Citi bank account in a few clicks.

Instantly avail of a loan amount up to your available credit card limit through Citibank Online.
You can repay the loan amount in convenient installments for up to 48 months.
No documents required.
No application form.

Get an instant cash loan through Citibank Online

Book your loan on card through Citibank Online, and your loan amount will be deposited into your Citibank Current or Checking Account instantly.

You can also choose to transfer the amount to a non-Citibank Local Currency account in the U.A.E. Simply click on the Payments and Transfers tab, set up the account as a payee, and when booking your loan, select the account as the destination account. The loan amount will be credited to your non-Citibank account by the next working day.

The loan amount that you request will be blocked from your existing credit card limit and each installment payment will release the corresponding amount of your credit limit blocked against this loan.

Monthly installments shall be due for payment & will appear in your next credit card statement after availing of the loan amount.

Instantly book online

  • Click here to login.
  • Select the card and enter loan amount.
  • Select destination account and tenor.

SMS 'LOP' to 2484 (CITI).

Calculate your installment:

Tenor in months

Reducing balance interest rate (%) p.a.

The installment amount informed to you through this calculator is a close approximation and may differ based on the day the loan is booked because calculation of interest is based on the number of days.


Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. The offer is available on a best-effort basis and at the sole discretion of Citibank, N. A. Citibank N.A. makes no warranties and assumes no responsibility in respect to the products and services provided by partners. Loan on card within credit limit amount and installment amount is for illustration purpose only. Actual loan amount may change depending upon eligibility and installment amount may change depending upon booking date and tenor.