Fees and Charges

Annual Membership Fee is AED 400*

Retail Interest Rate per month is 3.25%

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Eligibility

Your minimum income should be AED 12,000 per month

Rewards

Earn Skywards Miles

  • 1 Skywards Mile per USD of FX spend
  • 0.75 Skywards Miles per USD of local spend

Please note you may earn Skywards Miles up to the credit limit assigned to your credit card and earning caps apply for certain spend categories (i.e. e-Government, grocery stores etc.). Please click here to view the Skywards Miles earning terms and conditions.

Skywards Miles statement

The Skywards Miles you will earn will be transferred to your Skywards account on a weekly basis and will reflect in your statement.

To track your activity and see your current miles balance please visit www.emirates.com

Miles earning and expiry

You can earn Skywards Miles for your retail spend up to the credit limit assigned on your Citi Card. You will earn 50% of the usual Skywards Miles on purchase categories like grocery stores, supermarkets and real estate as defined by Visa, MasterCard, or associated acquiring banks. Your Skyward Miles are valid for 3 years from the date each transaction was made.

For more details please visit www.emirates.com

Redeem Skywards Miles:

  • By purchasing a reward ticket or upgrading an existing booking from Economy to Business or from Business to First Class with Emirates.
  • At any of the Emirates partners in hospitality, car hire, lifestyle, retail or at the Emirates partner airlines.
  • On the Emirates High Street - a leisurely and rewarding shopping experience with a diverse selection of over 400 products to choose from.

To redeem your Skywards2 Miles contact Skywards at +971 600 555555 or simply login to your Skywards account at www.emirates.com

Benefits

Airport lounge access

Unlimited complimentary access to 1000+ airport lounges worldwide for you and your supplementary cardmembers.

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Complimentary Meet & Greet Service

Enjoy complimentary marhaba Bronze Meet & Greet service and experience a smooth journey through Dubai International Airport.

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Emirates Advantage Offer

Benefit from 0% interest for 3 months with our Easy Instalment Plan when purchasing your Emirates tickets at www.emirates.ae.

To take advantage of this payment option, simply book and purchase your ticket at emirates.ae with your Emirates-Citibank Credit Card, and immediately apply for the Emirates Advantage payment option once your online purchase is complete, via the link provided on the booking confirmation page.

Terms & Conditions apply.

Travel insurance

You are entitled to complimentary Travel Accident Insurance cover, as well as compensation for inconvenience due to delayed or missed flights and luggage when your tickets are purchased with your Emirates-Citibank Credit Card.

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Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

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Complimentary movie tickets

You can enjoy up to two 'buy-one, get-one' complimentary movie tickets each month on any day of the week with your Citi Credit Card

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Supplementary cards

Get unlimited supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.

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Services

Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

Contactless

Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience!

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Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.ae and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/ae to see ATM locations.

For all services click here

Calculate how many Skywards Miles you can earn

Conversion
Rates:

1XFX

1 Skywards Mile per USD of FX spend.

0.75XLocal Spend

0.75 Skywards Miles per USD of local spend.

miles
+
miles
=
miles

Disclaimer: Please note you may earn Skywards Miles up to the credit limit assigned to your credit card and earning caps apply for certain spend categories (i.e. e-Government, grocery stores etc.). Please click here to view the Skywards Miles earning terms and conditions.

What yours rewards can get you

Use your Skywards Miles for tickets on Emirates Airlines or upgrades and fly to more than 140 destinations. You can even redeem for merchandise on The Emirates High Street!

Redeem for airline tickets or upgrades

Choose from the Skywards Saver reward or Skywards Flex reward tickets in any class of travel or upgrade an existing booking with your Skyward Miles

Redeem through the Emirates High Street

Redeem from a variety of merchandise on the Emirates High Street

 

Redeem for airline tickets or upgrades

Choose from the Skywards Saver reward or Skywards Flex reward tickets in any class of travel or upgrade an existing booking with your Skyward Miles

Redeem through the Emirates High Street

Redeem from a variety of merchandise on the Emirates High Street

Redeem for airline tickets or upgrades

Steps to redeem your Skywards Miles

Flight rewards start from only 15,000 Skywards Miles* and you can fly anywhere on the Emirates network. You have a choice of Skywards Saver reward or Skywards Flex reward tickets in any class of travel. Redeem now :

Login to your Skywards account at
www.emirates.com

Click on
'Book a flight'

On the 'search and book flights' screen tick 'Redeem Skywards Miles'

You will see a price breakdown between the Miles you have redeemed against the air fare + the taxes and other carrier imposed charges for which you will have to pay.

Select outbound/inbound flights and click on 'Book the itinerary'

Fill in your personal details or simply tick on 'Please use my Skywards information'

Fill in your Emirates-Citibank card details, review your purchase and proceed to check-out

Steps to upgrade an existing booking with your Skywards Miles

Class upgrades start with 9,000 Skywards Miles*. You can upgrade online from Economy to Business or from Business to First Class. Here is how:

Login to your Skywards account at www.emirates.com
If you don't have enough Miles you also have the option to 'purchase more Miles' online with your card.
Go to 'manage a booking' and choose 'upgrade with Miles'
Then follow the instructions displayed online in order to complete your transaction and upgrade an existing booking redeeming your Skywards Miles

* This is as per the info contained at www.emirates.com as of the 31st December 2015. Kindly login to your Skywards account and advise the "Miles Calculator" on the official website for the most updated information.

Redeem through the Emirates High Street

Browse through an extensive range of global luxury brands and everyday items and accessories and order online. You may pay with your Emirates-Credit Card, Skywards Miles, or a combination of both and have your purchases delivered to your doorstep. Explore The Emirates High Street! Visit www.emirateshighstreet.com

Disclaimer

*5% VAT applicable over and above the annual fee

Welcome offer terms and conditions apply. Click here to know more.

Average savings values calculated are based on an average customer spend and usage uptake of each mentioned benefit. Click here to know more.

Emirates-Citibank Credit Cards Terms and Conditions apply. For details, please click here
Skywards Miles earning terms and conditions, for details please click here
Citibank and Partners Terms and Conditions apply, are subject to change and are available upon request. For the current Citibank Terms and Conditions, please visit our Website www.citibank.ae
Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/other entity(ies).

TERMS AND CONDITIONS

Offer Terms and Conditions (Included on the form page along with a mandatory acknowledgment field)

• This offer is applicable only for customers who submit a lead through the statement credit offer for digital acquisition campaign, successfully get approved for a credit card and meet the minimum retail spend requirements listed below.
• The offer is available from July 1st, 2018 and December 31st,2018.
• Customers who get successfully approved for a credit card and meet the minimum retail spend requirement will receive applicable statement credit in their card.
• The offer is applicable for all credit cards (except Citi Simplicity and Citi Rewards card) being offered during the promotion period.
• Existing Citi credit card customers and Citibank's staff are not eligible for this offer.
• Customers who have closed a Citi credit card within the last 24 months are not eligible for this offer.
• Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
• This offer will not be available in conjunction with any other sign up offers/promotions
• All Credit Cards are approved at the sole discretion of Citibank, N.A UAE (Citibank N.A.). Approval for a credit card is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification
• Citibank Terms and Conditions apply. They are subject to change and are available upon request. For the current Terms and Conditions please visit www.citibank.ae
• The customer has to read and acknowledge all the Terms & Conditions listed on the registration page before applying
• All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies). Partner Terms & Conditions apply' wherever applicable
• In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
• By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
• Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer, with or without any reason
• Citibank reserves the right, at its absolute discretion, to vary, delete or add to any of these terms and conditions from time to time, without prior notice.
• The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information.
• Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

Minimum retail spend requirement
• For the new customers approved under this program, the statement credit will be awarded upon meeting minimum retail spend requirement on the card within 90 days after the card has been approved.
• To be eligible for the offer, minimum spends requirements needs to be fulfilled as per card type within 3 months:
  • EK Ultima: AED 25,000
  • EK Ultimate: AED 20,000
  • EK World: AED 15,000
  • Prestige: AED 20,000
  • Premier: AED 15,000
  • Cashback: AED 5,000
• Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as eligible spend for this campaign.
• The customer is not eligible to receive the offer even if they meet the spend criteria but fail to make any minimum payments due against their Card during the 90 days period.
• Customers shall not be on any payment block to avail the above Offer at the time of offer fulfillment.
• The statement credit will be awarded within 30 business days after the 90 day period as a statement credit if the customer is eligible under the above mentioned conditions.

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