Fees and Charges

Annual Membership* is AED 600

Retail Interest Rate per month is 3.25%

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Citi Rewards Program

As a Citi Life cardmember you will automatically be enrolled into the Citi Rewards Program with which you can earn and redeem CitiDollars for a host of amazing redemption options which have been created keeping your needs in mind.

Collect CitiDollars

Through the Citi Rewards Program, collect 3 CitiDollars on every AED of purchases in foreign currency and 2 CitiDollars on every AED of purchases in local currency.

Redeem your CitiDollars

From redemption for merchandise, instant rewards like booking your travel itinerary with your CitiDollars, the Citi Rewards Program will truly provide an unmatched rewards experience. Kindly find below the redemption options you can enjoy through the Citi Rewards Program

Points Transfer

With the Citi Dollars Transfer Program, you can enjoy the benefits of converting your earned CitiDollars to any of the following loyalty programs, Club Apparel Loyalty Program or Jumeirah Sirius membership from Jumeirah Hotels and Resorts

Annual Membership Fee* Reversal

If you wish, you can redeem your Citi Dollars to cover the annual membership fee* for your Citi Life Credit Card.

Gift Vouchers/ Cards

Get Gift Vouchers/ Cards from an extensive array of travel and entertainment partners when you redeem your CitiDollars


Movies tickets

Purchase a movie ticket at VOX Cinemas through www.voxcinemas.com or through the VOX mobile app available on Apple and Android with your Citi Life Card and get a complimentary ticket for the same show. You are entitled to 2 free tickets per month and this offer is applicable only for tickets purchased online.

Airport lounge access

Unlimited complimentary access to 1,000+ airport lounges worldwide for you, your supplementary cardmembers and one free guest each.

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Complimentary Meet & Greet Service

Enjoy complimentary marhaba Bronze Meet & Greet service and experience a smooth journey through Dubai International Airport.

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Supplementary Cards

Unlimited supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.

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Round of golf

Play a complimentary round of golf once a month at some of the finest golf courses in UAE.

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Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

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Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.


Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience!

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Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.ae and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/ae to see ATM locations.

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*5% VAT applicable over and above the annual fee

Citi Life Program and Citibank Terms and Conditions apply. For details, click here.

Citibank and Partners Terms and Conditions apply, are subject to change and are available upon request. For the current Citibank Terms and Conditions, please visit our Website www.citibank.ae

Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/other entity(ies).