Please select your choice of welcome gift:
Online Cashback offer
Apply online and get up to AED 600 to spend on your new card + 100% waiver of the Annual membership fee* of AED 300 for the first year only. T&Cs apply.

Fees and Charges

Annual membership fee : Fee Free Card

No annual fee in year 1. From year 2, the card is free upon meeting the minimum spend requirement.

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Eligibility

Your minimum income should be AED 8,000 per month

 

Retail Interest Rate is 3.25%

The Citi Rewards Credit Card lets you earn ThankYou® Points fast, not just for the things you do, but also for the places you go and the ways you get there. So live your life and earn points along the way.

First year free and fee waived from second year onwards unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply*.

Rewards

Citi ThankYou® Rewards

As a Citi Rewards cardmember you will automatically be enrolled into the Citi ThankYou® Rewards Program with which you can earn and redeem Citi ThankYou® points for a host of amazing redemption options which have been created keeping your needs in mind.

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Local Currency Purchases

Earn 1 ThankYou® Point for any USD 1 spent in local currency (AED). So whether you are dining out at a five star restaurant, or grabbing your favorite drink from your local coffee shop, use your card everywhere you shop and earn points.

Foreign Currency Purchases

Earn 1.5 ThankYou® Points for any USD 1 spent in foreign currency, that means whether you book hotel stays, shop or spend on entertainment, paying in foreign currency gets you more points.

10x

Accelerated ThankYou® Points Earning

Collect 10 ThankYou® Points for every USD 1 spent on hotel bookings at Kaligo.com. Select from 425,000 hotels across the globe and get great rates compared to other travel sites. Click here to make a reservation.

Redeem your ThankYou® Points

From redemption for merchandise, instant rewards like booking your travel itinerary with your ThankYou® Points, the Citi ThankYou® Rewards Program will truly provide an unmatched rewards experience. Outlined below are the redemption options you can enjoy through the Citi ThankYou® Rewards Program.

Merchandise

From apparel to electronics to home goods and more, browse and redeem for items for every interest.

Book Travel

An online portal where you can redeem your ThankYou ® Points for flights, hotels, rental cars and holiday packages with no blackout dates. For flight bookings, a booking fee of AED 36 will be charged.

Points Transfer

Enjoy the benefits of converting your earned ThankYou® Points to any of the following loyalty programs, Club Apparel Loyalty Program or Jumeirah Sirius membership from Jumeirah Hotels and Resorts.

Gift Vouchers/ Cards

Get Gift Vouchers/ Cards from an extensive array of travel and entertainment partners when you redeem your ThankYou ® Points.

Annual Membership Fee* Reversal

If you wish, you can redeem your ThankYou ® Points to cover the annual membership fee* for your Citi Rewards Credit Card.

Benefits

Global Aiport Lounge Access

Unlimited complimentary access to 1000+ airport lounges worldwide for you and your supplementary cardmembers.

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Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

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Purchase Protection

Purchase Protection requires no enrollment and is completely free. It can help protect eligible purchases made on your Card when they're accidentally damaged, stolen, or lost, for up to 90 days from the date of purchase. Learn More

Complimentary movie tickets

You can enjoy up to two ‘buy-one, get-one’ complimentary movie tickets each month on any day of the week with your Citi Credit Card. On purchases through the VOX website or mobile app for registered users.

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Supplementary cards

Get unlimited supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.

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MasterCard World Advantages

Travel Inconvenience Insurance

Travel doesn’t always go as planned. If you encounter an obstacle, you shouldn’t have to face the inconvenience alone. Whether your luggage goes amiss or flight delays interrupt your plans, World Mastercard® can compensate you.

Rental Collision & Loss Damage Waiver

Sometimes accidents happen, whether or not they are your fault. With Rental Collision & Loss Damage Waiver, World Mastercard® Cardholders have insurance on rental vehicles.

Starwood Hotels & Resorts Complimentary Hotel Nights

Book two nights at participating Starwood Hotels & Resorts properties and get the third night free. Book three nights and get the fourth night free. Alternatively, book four nights and get the fifth and sixth nights free. This offer is applicable at select properties available on the Mastercard website.

Travel Medical Insurance

You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you’re traveling, your health and safety needs are met promptly and efficiently.

For details and to find out about about all the World MasterCard Advantages kindly visit Mastercard World web-site.

Services

Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

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Contactless

Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience!

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Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.ae and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/ae to see ATM locations.

For all services click here

Disclaimer

*5% VAT applicable over and above the annual fee

Average savings values calculated are based on an average customer spend and usage uptake of each mentioned benefit. Click here to know more.

Citi Rewards Credit Card Program Terms and Conditions apply. For details, please click here
Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number.

Citi Rewards - AMF Spend Based Reversal from Second Year

  1. The ‘AMF Spend Based Reversal from Second Year’ offer is applicable only on the Citi Rewards Credit Cards
  2. AMF to be reversed from second year onwards upon meeting minimum retail spend requirement of AED 9,000 on the Citi Rewards Credit Cards during the preceding year. AMF reversal(s) in subsequent year(s) should be based on similar criteria unless the same stands modified in accordance with the provisions stated in clause 11 below.
  3. Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as spend.
  4. You are not eligible to receive an AMF reversal even if you meet the spend criteria but fail to make any minimum payments due against your Card during the year.
  5. In case you do not see your AMF reversal posted to your Card’s statement, please call our 24-Hour CitiPhone Banking Service on +971 4 311 4000.

General Offer Terms and Conditions

  1. The above Offers are valid for Applicants who applied through selected channels from April 1, 2017 until 31st December, 2017.
  2. Existing Citibank Cardmembers and Citibank staff are not eligible for this Offer.
  3. This Offer is not valid in conjunction with any other sign-up offers/ promotions available on Citibank Credit Cards other than those that have been stated above.
  4. If you have closed a Citibank credit card within the last 48 months (4 years) you are not eligible for the Offers mentioned in this document.
  5. Applicants are eligible for the Offer subject to applying for a Citi Credit Card mentioned in the document and the Citi Credit Card being issued to the customer.
  6. Customers shall not be on any payment block to avail the above Offer at the time of offer fulfillment.
  7. Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit www.citibank.ae
  8. All Citi’s Credit Cards are approved at the absolute sole discretion of Citibank, N.A. UAE (Citibank N.A.).
  9. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners or other entities. Partner Terms and Conditions apply
  10. Citibank, N.A. reserves the right, at its absolute discretion, to vary, amend, delete or add to any of these Terms and Conditions from time to time.
  11. In no event shall Citibank, any of its affiliates or any of its officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this Offer.
  12. By inquiring about Citibank services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone and/or mobile number.

TERMS AND CONDITIONS

Offer Terms and Conditions (Included on the form page along with a mandatory acknowledgment field)

• This offer is applicable only for customers who submit a lead through the statement credit offer for digital acquisition campaign, successfully get approved for a credit card and meet the minimum retail spend requirements listed below.
• The offer is available from July 1st, 2018 and December 31st,2018.
• Customers who get successfully approved for a credit card and meet the minimum retail spend requirement will receive applicable statement credit in their card.
• The offer is applicable for all credit cards (except Citi Simplicity and Citi Rewards card) being offered during the promotion period.
• Existing Citi credit card customers and Citibank's staff are not eligible for this offer.
• Customers who have closed a Citi credit card within the last 24 months are not eligible for this offer.
• Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
• This offer will not be available in conjunction with any other sign up offers/promotions
• All Credit Cards are approved at the sole discretion of Citibank, N.A UAE (Citibank N.A.). Approval for a credit card is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification
• Citibank Terms and Conditions apply. They are subject to change and are available upon request. For the current Terms and Conditions please visit www.citibank.ae
• The customer has to read and acknowledge all the Terms & Conditions listed on the registration page before applying • All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies). Partner Terms & Conditions apply’ wherever applicable
• In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
• By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
• Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer, with or without any reason
• Citibank reserves the right, at its absolute discretion, to vary, delete or add to any of these terms and conditions from time to time, without prior notice.
• The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information.
• Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

Minimum retail spend requirement
• For the new customers approved under this program, the statement credit will be awarded upon meeting minimum retail spend requirement on the card within 90 days after the card has been approved.
• To be eligible for the offer, minimum spends requirements needs to be fulfilled as per card type within 3 months:
  • EK Ultima: AED 25,000
  • EK Ultimate: AED 20,000
  • EK World: AED 15,000
  • Prestige: AED 20,000
  • Premier: AED 15,000
  • Cashback: AED 5,000
• Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as eligible spend for this campaign.
• The customer is not eligible to receive the offer even if they meet the spend criteria but fail to make any minimum payments due against their Card during the 90 days period.
• Customers shall not be on any payment block to avail the above Offer at the time of offer fulfillment.
• The statement credit will be awarded within 30 business days after the 90 day period as a statement credit if the customer is eligible under the above mentioned conditions.

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