Fees and Charges

Annual Membership Fee is AED 1,500*

Retail Interest Rate per month is 2.79%

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Your minimum income should be AED 30,000 per month

Welcome to a world of exclusive access, travel privileges and rewards. Citi Prestige opens doors all over the world and invites you to experience the extraordinary everywhere you go. After all, experiences are what life is all about.

Apply for a Citi Prestige® Credit Card and get 30,000 Bonus Sign-up ThankYou® Points + AED 1,250 statement credit.

- Annual Membership Fee* of AED 1,500 and onetime sign-up bonus of 30,000 ThankYou® Points. For details on the offer terms and conditions, please click here.
- For details of other charges, please click here


Citi ThankYou® Rewards

As a Citi Prestige® cardmember you will automatically be enrolled into the Citi ThankYou® Rewards Program with which you can earn and redeem Citi ThankYou® Points for a host of amazing redemption options which have been created keeping your needs in mind.


Foreign Currency Purchases

Earn 3 ThankYou® Points for any USD 1 spent in foreign currency. This means that whether you book hotel stays, shop or spend on entertainment, paying in foreign currency gets you more points.

Accelerated ThankYou® Points Earning

Collect 20 ThankYou® Points for every USD 1 spent on hotel bookings at Kaligo.com. Select from 425,000 hotels across the globe and get great rates compared to other travel sites.


Local Currency Purchases

Earn 2 ThankYou® Points for any USD 1 spent in local currency (AED). So whether you are dining out at a five star restaurant, or grabbing your favorite drink from your local coffee shop, use your card everywhere you shop and earn points.

Anniversary Bonus ThankYou® Points

Enjoy 10,000 annual anniversary bonus ThankYou® Points after making payment of your full annual membership fee*.

Redeem your ThankYou® Points

From redemption for merchandise to instant rewards like booking your travel itinerary with your ThankYou® Points, the Citi ThankYou® Rewards Program will truly provide an unmatched rewards experience. Outlined below are the redemption options you can enjoy through the Citi ThankYou® Rewards Program


Use your ThankYou® Points to order merchandise from apparel to electronics to home goods and more. Browse through a host of items for every interest and have them delivered to your doorstep

Book Travel

An online portal where you can redeem your ThankYou® Points for flights, hotels, rental cars and holiday packages with no blackout dates for booking. For flight bookings, a booking fee of AED 37 will be charged.

Cash for Points

ThankYou ® Points can be used to get a cash rebate on all kinds of travel-related spend made on your Citi Prestige® Credit Card. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world.

Points Transfer

Transfer your ThankYou® Points to participating travel loyalty programs to redeem for flights, hotel stays and more on a 1:1 or better basis, giving you the best conversion rates without being tied down to any given program

NewCalculate where your ThankYou® Points can take you! Click here to view the Miles Calculator.

Gift Vouchers/ Cards

Get Gift Vouchers/ Cards from an extensive array of travel and entertainment partners when you redeem your ThankYou ® Points

Annual Membership Fee* Reversal

If you wish, you can redeem your ThankYou ® Points to cover the annual membership fee* for your Citi Prestige® Credit Card.


Stay an extra night

Relax and recharge with a complimentary 4th night at any hotel worldwide with any 4-consecutive-night booking made through Citi Prestige® Global Concierge. And there's no cap to how many complimentary nights you can use throughout the year.

For the complete terms and conditions of this benefit, please see the International Complimentary Night Hotels and Resorts Program section of the Terms and Conditions, click here.

Global Aiport Lounge Access

Unlimited complimentary access to 1000+ airport lounges worldwide for you, your supplementary cardmembers, plus one free guest each per visit.

To learn more click here

Round of Golf in UAE

Play a complimentary round of golf once a month at some of the finest golf courses in UAE.

View Golf Privileges

Supplementary cards

Get unlimited supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.

Apply for Supplementary Cards

Citi Prestige Concierge service

Imagine having 24/7 worldwide access to someone who has the knowledge and resources to create a universe of unique lifestyle experiences just for you. Not just an assistance line, but a proactive 'lifestyle management' service that can book you into the world’s best restaurants, snare a ticket to a sold out event or surprise you with ideas for a more stimulating travel experience.

All you need to do is call our 24 Hour CitiPhone Banking service and ask to be connected to the Citi Prestige Concierge Desk

Airport Meet and Greet Service

Enjoy complimentary marhaba Silver Meet & Greet service and experience a smooth journey through Dubai International Airport.

View Meet and Greet Services

Complimentary movie tickets

You can enjoy up to four ‘buy-one, get-one’ complimentary movie tickets each month on any day of the week with your Citi Credit Card.

View Movie Privileges

Purchase Protection

Purchase Protection requires no enrollment and is completely free. It can help protect eligible purchases made on your Card when they're accidentally damaged, stolen, or lost, for up to 90 days from the date of purchase. Benefit effective from January 1, 2017

Learn More

World Elite MasterCard Advantages

Qatar Airways Privilege Club Gold Tier Membership

As a World Elite™ MasterCard® Cardholder, receive a complimentary upgrade to Gold tier in Qatar Airways Privilege Club and enjoy top-tier benefits with Qatar Airways and the entire oneworld® airline alliance.

Travel Inconvenience Insurance

Travel doesn’t always go as planned. If you encounter an obstacle, you shouldn’t have to face the inconvenience alone. Whether your luggage goes amiss or flight delays interrupt your plans, World Elite™ MasterCard® can compensate you

Global Hotel Alliance DISCOVERY Black Membership

Complimentary DISCOVERY Black-level membership, across 550+ hotels including Anantara, Corinthia, Kempinski, etc., through the loyalty programme of Global Hotel Alliance, to enjoy room upgrades, early check in, late checkout and much more.

Travel Medical Insurance

You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you’re traveling, your health and safety needs are met promptly and efficiently.

For details and to find out about all the World Elite MasterCard Advantages kindly visit www.mastercard.com/worldelite


Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

Learn More


Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience!

Learn More

Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.ae and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/ae to see ATM locations.

View Payment Locations


*5% VAT applicable over and above the annual fee

Welcome offer terms and conditions apply. Click here to know more.

Average savings values calculated are based on an average customer spend and usage uptake of each mentioned benefit. Click here to know more.

*The up to 30,000 Bonus ThankYou® Points is not valid in conjunction with any other offer. Offer terms and conditions apply. For details, click here.
Citibank does not apply caps on ThankYou® Points awarded for purchases. You will not earn ThankYou® Points for cash withdrawn on your Citi Credit Card, any fees or charges levied on your account as per our Schedule of Charges, payment of utility bills, transactions at exchanges houses, purchases of saving certificates, bonds and other debt instruments, transactions converted to 0% EIP and transactions using the UAE Direct Debit System.
For the details on the Citi Prestige benefits Terms and Conditions, please click here. Citi Prestige Program, Citibank and Partner Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. All offers are made available on a best-effort basis and at the sole discretion of Citibank N.A. Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s) / other entity(ies).


Offer Terms and Conditions (Included on the form page along with a mandatory acknowledgment field)

• This offer is applicable only for customers who submit a lead through the statement credit offer for digital acquisition campaign, successfully get approved for a credit card and meet the minimum retail spend requirements listed below.
• The offer is available from January 1st, 2019 and June 30th, 2019.
• Customers who get successfully approved for a credit card and meet the minimum retail spend requirement will receive applicable statement credit in their card.
• The offer is applicable for all credit cards (except Citi Simplicity and Citi Rewards card) being offered during the promotion period.
• Existing Citi credit card customers and Citibank's staff are not eligible for this offer.
• Customers who have closed a Citi credit card within the last 24 months are not eligible for this offer.
• Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
• This offer will not be available in conjunction with any other sign up offers/promotions
• All Credit Cards are approved at the sole discretion of Citibank, N.A UAE (Citibank N.A.). Approval for a credit card is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification
• Citibank Terms and Conditions apply. They are subject to change and are available upon request. For the current Terms and Conditions please visit www.citibank.ae
• The customer has to read and acknowledge all the Terms & Conditions listed on the registration page before applying • All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies). Partner Terms & Conditions apply’ wherever applicable
• In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
• By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
• Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer, with or without any reason
• Citibank reserves the right, at its absolute discretion, to vary, delete or add to any of these terms and conditions from time to time, without prior notice.
• The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information.
• Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

Minimum retail spend requirement
• For the new customers approved under this program, the statement credit will be awarded upon meeting minimum retail spend requirement on the card within 90 days after the card has been approved.
• To be eligible for the offer, minimum spends requirements needs to be fulfilled as per card type within 3 months:
  • EK Ultima: AED 25,000
  • EK Ultimate: AED 20,000
  • EK World: AED 10,000
  • Prestige: AED 20,000
  • Premier: AED 10,000
  • Cashback: AED 5,000
• Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as eligible spend for this campaign.
• The customer is not eligible to receive the offer even if they meet the spend criteria but fail to make any minimum payments due against their Card during the 90 days period.
• Customers shall not be on any payment block to avail the above Offer at the time of offer fulfillment.
• The statement credit will be awarded within 30 business days after the 90 day period as a statement credit if the customer is eligible under the above mentioned conditions.