Flexible rewards for you!

Flexible rewards
for you!

Apply now and get AED 400 joining bonus statement credit!

Flexible points that work for you!

Earn ThankYou® Points Fast!

$1 = 2 ThankYou® points on international spend
$1 = 1.5 ThankYou® points on local spend

Redeem Points

Redeem points for cash rebates, merchandise, staycation bookings or transfer to 14 partner airlines

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First Year Free

Enjoy no annual fee in the first year

Top 3 credit card features

Pay With Points

Whether it's through an SMS, Citibank Online or through the Citi Mobile® App, there are so many ways to get the things you love without cash

Easy Installment Plan

Turn any big purchase into small payments

Cash Loan

Instant cash at a click of a button

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new card
Secure your transaction
Powerful features on demand
See your ThankYou® points

Everything at a glance

Activate a new card

Secure your transaction

Powerful features
on demand

See your
ThankYou® points

Ongoing promotions

Round of Golf in UAE

Play a complimentary round of golf once a month at some of the finest golf courses in UAE.

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Get 50% off food delivery or dine in total bills at over 500 outlets with 50 free voucherSkout credits.

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20% off with Careem

Enjoy 20% discount off of 3 rides each month with Careem.

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Apply in less than 10 minutes

Apply online and get an in principle decision now

1st year Annual Fee
Waiver; AED 750
Annual Fee for the
following years.

Your minimum income should be AED 15,000 per month

Age 21 or older


  • Age: 21 years old or above
  • Minimum monthly income of AED 15,000
  • Required documents: Valid Emirates ID and valid UAE visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application

Tems and Conditions

  • 5% VAT applicable over and above the annual fee
  • Citibank and Partners Terms and Conditions apply, are subject to change and are available upon request. For the current Citibank Terms and Conditions, please visit our Website www.citibank.ae
  • Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/other entity (ies).
  • Welcome offer terms and conditions apply. Click here to know more.
  • Click here to view Citi Prestige®, Citi Premier, Citi Rewards Credit cards Program Terms and Conditions
  • Click here to view Citi ThankYou® Rewards and Citi Rewards Programs Terms and Conditions
  • Click here to view fees and charges.
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