Citigold Private Client Wealth Management Services

Your wealth, from every perspective

Developing your tailored global wealth strategy

A powerful combination of solutions

Vital market insights, chosen specially for you

Your exclusive benefits

Citigold Private Client
Exclusive, personalised
wealth management advice

Welcome to Citigold Private Client, a bespoke wealth management service, specially designed to help you make the most of your investment opportunities on a global scale. Citi is a truly global bank with a network spanning more than 160 countries and over two centuries of heritage. Citigold Private Client provides a fresh perspective, combining the vast resources of a global financial institution, with a bespoke service.

Your dedicated Relationship Manager, along with a Client Advisory Team, will work with you to build an evolving wealth strategy tailored to meet your aspirations. Your Relationship Manager can provide advice on Citi's wealth products. You also have access to regular analysis from Citi experts that updates you on the latest market news, and invites you to see opportunities - through new eyes. The result? A wealth management experience that seamlessly marries the trusted with the new, whilst being fully tailored to your ambitions and values.

As a Citigold Private Client you will enjoy

Our multi-skilled
Client Advisory
for a global
perspective on your
wealth options

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Our widest selection
of global wealth
, some
exclusive to Citigold
Private Client

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A disciplined advisory
approach to building your
international wealth

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Expert market
specially for you by
our top analysts

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An array of members-only
privileges and invitations

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Your Client Advisory Team

Citigold Relationship Manager

Your Dedicated
Relationship Manager

Your team of financial specialists will provide you with advise and insights, as well as ensuring you receive the best possible service.

Portfolio Counsellor

Your Portfolio Counsellor

Providing an independent perspective on your investments, your Portfolio Counsellor works to ensure your wealth strategy stays suited to your needs.

Your FX Specialist

Your Treasury Sales Officers

Supporting you with updates on foreign exchange markets and Citi foreign exchange forecasts.

You may reach out to the Treasury desk on +971 4 604 4743, from Monday to Thursday between 9 a.m. to 5 p.m. UAE time.

Your Insurance Specialist

Your Insurance Specialist

Providing your with careful analysis and advice on your protection needs.

We apply a disciplined advisory approach to build your invesment porfolio strategy based on a deep understanding of you aspirations.


Building your unique investor profile

Your Relationship Manager and Client Advisory Team build a detailed picture of your short and long-term goals. They understand your attitude to different levels of invesment risk, as well as your current knowledge and experience of investment products.


Crafting your strategy

Your Client Advisory Team then converts that understanding into a set of principles to drive your portfolio strategy, and agree these with you. A shorlist of markets, sectors, asset classess and product types is generated as the basis for a sophisticated, balanced portfolio.


Implementing your strategy

We then select the most appropriate mix of products, ensuring you understand how each one works and the precise role it plays in your portfolio - be that growth, income, or risk diversification.


Reviewing and adjusting

As your life evolves, we continually work to amend and refine your strategy, keeping it in line with your goals. This involves regular meetings with your Relationship Manager and Portfolio Counsellor to maintain a balanced portfolio that's tailored to your unique circumstances.

To make your strategy a reality, you have access to an entire suite of global wealth management products, some of which are only available to Citigold Private Clients.

Global wealth products to build your portfolio

Investment Funds

Investment Funds

These investments can be a cost-effective way of diversifying your portfolio in the medium and long term. We have an open architecture approach and established partnerships with world-leading fund managers, to provide you with access to the best funds and fund managers.

Structured Notes

Structured Notes

These medium to long-term investments can help you diversify you investments into sectors you might not usually consider, whilst managing risk in a way you find comfortable. Structured Notes generally combine a lowrisk bond with a higher-risk asset. This offers potential for higher returns, plus the chance to protect your capital. We regularly launch new Structured Notes, investing in a wide range of currencies, assets classes, sectors and geographies, and many of our notes offer varying degrees of principle protection to ensure your wealth is protected.

International Brokerage

International Brokerage

Buy and sell equites or exchange traded products in over 7 exchanges across the world through Citi Online. You also have access to international bonds in various markets around the globe. These are available in a variety of currencies, coupon types and maturities, with an extensive range of invesment grades. Where it is appropriate for your portfolio, your Relationship Manager can provide recommendations on our extensive selection of bonds.

Foreign Exchange Solutions

Foreign Exchange Solutions

Holding your investments in multiple currencies can help to diversify risk and gives a truly global dimension to your portfolio. Our FX Spots enable quick conversions between major currencies at the latest market rates, while FX Order Watch allows you to set the rate your want and leaves us to watch the market for you.

Dual Currency Deposits

Dual Currency Deposits

These sophisticated FX investments may be appealing if you hold accounts in more than one currency. Investors select a base currency and an alternate currency and, depending on how markets move, may be repaid in either at the end of the investment term. These investments offer higher potential returns than conventional deposits, although risks to your capital are also higher.

Protection Products

Protection Products

Our protection products can play a vital role in protecting your wealth and succession planning strategy. We believe in understanding your needs thoroughly prior to offering customized solutions to protect your family, finances and businesses in the unfortunate event of death or diagnosis of a critical illness.

However hands-on you choose to be in the management of your wealth, Citigold Private Client provides a comprehensive array of market analysis and insight to inform your decisions.


Read latest reports >

We believe in sharing our knowledge to help
you manage your wealth.

Your tailored Portfolio Report

Created by your dedicated Portfolio Counsellor, this provides a detailed picture of your investment position, plus additional specialist perspectives from our experts and research teams. The result is a 360° view of the relevant asset classes.

Market Perspectives Report

Citi's investment strategists bring their unique perspective to a wide array of topical subjects including: monetary policy, geo-political debates such as the EU Referendum, wider market influences from countries like China and Brazil.

Monthly Market Outlook

Having underperformed by 8% between early October and mid November last year, growth stocks in the US have regained their momentum, outperforming value stocks by 6% from Q4 lows and by 2% year-to-date. Citi analysts view it as unlikely for value to overtake growth towards the top of the cycle. Growth stocks could continue leading until the bull market ends. Read more in this month’s Market Outlook report.

Annual Outlook Report

A comprehensive round-up of key research and interpretation, from industry-specific trends to global growth forecast and the potential influence of external factors on market conditions.

Market Flash Events

FX Reviews

Your essential regular review of the foreign currency markets, with expert commentary and forecasts.

Citigold Private Client offers you

Sit Back and Relax Before your Flight.

Sit back and relax before your flight.

Benefit from complimentary access to a wide range of airport lounges around the world with your complementary Citibank Credit Card

Be chauffeured to any of our branches

Be chauffeured to any of our branches, whenever you feel like stopping by.

We offer a complimentary chauffeur service to or from the Dubai, Abu Dhabi International Airport(s) in a luxury limousine for 8 times per year.

Citigold Programme of Celebratory Events

A programme of celebratory events.

Our regular celebration evenings are by invite only and give you access to unique, memorable experiences at some of Dubai's most iconic venues.

Complimentary rounds of golf meet and service

Enjoy Golf & Marhaba Meet & Greet Benefits with your Citi Credit Card.

Get access to handpicked experiences and offers in cities around the world with Mastercard Priceless Cities.

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Enjoy VIP experiences in Chic Outlet Shopping® villages all around Europe

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Apply online

To start your application process today simply arrange to meet a Relationship Manager at one of our locations or complete our online form.

Who is Citigold Private Client for?

Who is Citigold Private Client for?

Citigold Private Client provides the highest levels of service and expertise that Citi UAE has to offer, combined with investment options tailored to your unique requirements.

When you start a relationship with Citigold Private Client, you will receive the time, attention and knowledge of an expert client advisory team, receive market reports from our top analysts and exclusive event invitations and VIP privileges from leading global brands.

Citigold Private Client is available to individuals with USD 1,000,000 (or currency equivalent) across all Citi accounts, including investments.

Learn more about wealth management for every individual's needs.

Benefit from our global wealth management expertise

Citigold Private Client is available to individuals with USD 1,000,000 (or equivalent in other currency) across all Citi accounts, including investments.

It is our privilege to serve you. Your Private Client Relationship Manager and your advisory team is always ready to provide updates and information in relation to your account.

You may also contact us on +971 4 311 4 272(CPC) or send an email to for any query you may have.

Annual Outlook Video

Mastercard Buy 1 Get 1 App:

Access hundreds of Buy 1 Get 1 offers throughout Middle East/Africa region. Get access to soothing spa treatments, amazing travel offers, the best restaurants in town, and much more.

Simply choose your location to see all of the offers available in your area and redeem them from the palm of your hand. With Platinum Mastercard, the world is truly yours!

Download the Mastercard Buy 1 Get 1 app from the App Store or Google Play to browse the best offers.

Visit to know more.

Priceless Cities:

In every city, there's a world of possibilities waiting to be explored. Designed exclusively for Mastercard® cardholders, Mastercard Priceless® Cities opens up new, unexpected and once-in-a lifetime ways to experience iconic destinations.

Simply choose your location to see all of the offers available in your area and redeem them from the palm of your hand. With Platinum Mastercard, the world is truly yours!

Download the Mastercard Buy 1 Get 1 app from the App Store or Google Play to browse the best offers.

Visit to know more.

European Shopping Villages

This benefit includes the Collection of Chic Outlet Shopping® Villages is defined by its luxury brands, charming open-air village settings, a welcoming and superior service, a calendar of events and, not least, exceptional value for money. World-leading brands offer savings of up to 60 percent, and sometimes more, on the recommended retail price, in their own luxuriously appointed boutiques, all year round. Platinum Mastercard cardholders can get access to:

  • • VIP invitation (to be exchanged for a VIP card that offers an additional 10 percent discount on purchases in participating boutiques)
  • • 15 percent discount on shopping packages
  • • 15 percent discount on chauffeur drive experience at participating villages
  • • 15 percent discount on Shopping Express
  • • Access to VIP lounges (subject to availability)

Cleartrip Discount

Visit Cleartrip and book any international, roundtrip airfare or hotel using your Platinum Mastercard to enjoy up to a 30 percent discount on your travel booking.

  • • Book five airfares or five hotel nights and get a 30 percent discount (up to USD 2008)
  • • Book four airfares or four hotel nights and get a 25 percent discount (up to USD 135)
  • • Book three airfares or three hotel nights and get a 20 percent discount (up to USD 80)
  • • Book two airfares or two hotel nights and get a 15 percent discount (up to USD 40)
  • • Book one airfare or one hotel night and get a 10 percent discount (up to USD 15)

Combine airfare and hotel nights and get up to USD 400 off your booking.