With prices going up on everything from travel to shopping and daily expenses, finding smarter ways to manage your money is more important than ever. One easy way to get more out of what you spend? A credit card that offers great perks—whether it’s cashback, rewards, or travel benefits.. Enter: Citi Credit Cards. With competitive interest rates and a host of valuable perks, they are the perfect companion to help you get more out of every purchase. When it comes to choosing the right way to manage your spending, considering a credit card application can be a smart move. With a variety of cards tailored to different lifestyles and spending habits, Citi makes it easy to find one that fits—helping you stay in control of your expenses while enjoying meaningful rewards along the way.
Citi cards can be grouped into five simple categories based on their features:
You can click here to go through and compare the detailed features and benefits of each of Citi’s credit cards to find the option(s) best suited to your lifestyle.
Another valuable feature of Citi Credit Cards is purchase financing, which allows you to enjoy the things you love while managing your payments with ease. Under this feature, Citi offers Easy Payment Plan, also known as an Easy Installment Plan. This option enables you to convert retail transactions of AED 100 and above into affordable monthly installments for up to 48 months, directly through Citibank Online or the Citi Mobile App.
The process is straightforward, with no additional documentation or application forms required, making it a hassle-free way to manage larger purchases. Plus, you continue to earn reward points on your installment payments, adding more value to your spending. Click here to book instantly.
Getting a Citi Credit Card is easy and convenient, as it can be done online from the comfort of your home or office. Aside from convenience, there are dedicated offers attached to online applications, so you have even more reason to do so. The process is as simple as filling out the application form, uploading the required documents, and hitting submit! Speaking of documentation, note that you will need a valid Emirates ID, etc. One important thing to be aware of is that when you inquire/apply for any credit product (credit cards inclusive) by submitting your Emirates ID and/ or passport, the financial institution will need to pull your credit report from the credit bureau. This is often referred to as a "hard inquiry," and it has an impact on your credit score, regardless of whether the application gets approved or rejected.
Citi Credit Cards are a great financial tool to manage expenses effectively. Beyond the ease of making payments and the rewards they offer, credit cards can help build your credit history and improve your credit score. To enjoy these benefits, consider starting your credit card application with Citi and choose an option that matches your needs and lifestyle today.
In today’s fast-paced world, we are bombarded daily by numerous decision-making opportunities. Some are basic and seemingly have negligible impact — like deciding what to eat for lunch — while others are major, with more significant impact.
According to a famous saying, your life is essentially the sum of your habits. This certainly rings true in today’s socially distanced world as we are forced to rely on ourselves to maintain a healthy and balanced lifestyle.
Scorecard; are your goals holding up? Everyone sets goals; it is the most effective methods of getting things done. Health and wellness goals, work goals, relationship goals and financial goals are among the top categories of goals which people make every year.
This article is intended to provide general information about finance and investments and does not replace or should be taken as professional financial advice. The content reflects the view of the author of the article and does not necessarily reflect the views of Citi or its employees, and we do not guarantee the accuracy or completeness of the information presented in the article except information on Citibank N.A. – UAE products referenced herein.
Paying for large purchases in one transaction can put a hole in your monthly budget – and stress you out. Equated monthly instalment (EMI) plans offer an alternative. If you need to finance big-ticket items at a low cost, credit card EMIs can help with a payment structure to suite your financial habits. Achieve peace of mind without a lifestyle compromise.
