Lifestyle Protect Classic
Involuntary Loss of Employment
10% of the outstanding amount on your Credit Card will be settled to the bank for up to 12 months or until re-employment
5% of the 3 month average outstanding prior to the job loss. Up to AED 1,000 per month will be paid to you for personal use for up to a maximum of 12 months or until re-employment
Death or Critical Illness
Up to AED 350,000 outstanding balance as on the date of loss on your Credit Card will be settled to the bank.
3 times of the 3 months average outstanding balance prior to the date of loss will be paid out to you or your legal heirs
Premium rate on monthly outstanding balance
(inclusive of VAT)
Click here to view product terms and conditions.
Citibank N.A. will receive a distribution fee (commission) from the Insurer equivalent to a percentage of the gross premium payable. Other Citi entities may receive additional compensation for the provision of product administration and management services.
Insurance products are subject to exclusions, special terms and conditions, medical underwriting requirements (as applicable) contained in the policy document. Insurance products are optional and underwritten by insurers, subject to the terms and conditions of each policy. Citibank N.A. does not underwrite or issue insurance policies. Citibank N.A. is not responsible for rejection of any application and/or claim made to the insurer. Citibank N.A. provides customer support by way of receiving payments from the customer and forwarding them to the insurer, in addition to making such insurance products available to the customers. Policies can be cancelled at any time. If a policy is cancelled within the free-look period, which commences either (i) 30 days from the date the first premium is debited or (ii) 30 days from the date the policy documents are dispatched (whichever is later) customers are entitled to a full refund of premium collected within that period (Transfer charges may apply). For cancellations made after the free-look period, there will be no refund of premiums paid as this policy is not a savings plan and does not acquire a cash value. Insurance products are not insured by government or governmental agencies. In addition to terms and conditions of the Insurer under each policy, Citibank Terms and Conditions apply and are subject to change. Please call our 24-Hour CitiPhone Banking Service on +971 4 311 4000 should you have any queries or complaints.
Citibank N.A. UAE Branch is registered with Central bank of UAE under license numbers BSD/504/83; 13/184/2019; BSD/2819/9, BSD/692/83, for Al Wasl Branch Dubai, MOE- Dubai; Sharjah, Abu Dhabi branches respectively, has partnered with MetLife American Life Insurance Company, an insurance company registered with Insurance Authority of the UAE under registration number 34 to offer this insurance product.
Offer Terms and Conditions: