Enjoy your lifestyle without worries Enjoy your lifestyle without worries

Simply provide your details below:

  • Minimum requirements to apply:

    • UAE residents, aged between 21 and 62 years
    • Citi Credit Card holder
    • Only fulltime employee under valid UAE employment visa are eligible

Lifestyle Protect Classic

Involuntary Loss of Employment

10% of the outstanding amount on your Credit Card will be settled to the bank for up to 12 months or until re-employment

5% of the 3 month average outstanding prior to the job loss. Up to AED 1,000 per month will be paid to you for personal use for up to a maximum of 12 months or until re-employment

Death or Critical Illness

Up to AED 350,000 outstanding balance as on the date of loss on your Credit Card will be settled to the bank.

3 times of the 3 months average outstanding balance prior to the date of loss will be paid out to you or your legal heirs

Premium rate on monthly outstanding balance

(inclusive of VAT)

Click here to view product terms and conditions.

Citibank N.A. will receive a distribution fee (commission) from the Insurer equivalent to a percentage of the gross premium payable. Other Citi entities may receive additional compensation for the provision of product administration and management services.

Insurance products are subject to exclusions, special terms and conditions, medical underwriting requirements (as applicable) contained in the policy document. Insurance products are optional and underwritten by insurers, subject to the terms and conditions of each policy. Citibank N.A. does not underwrite or issue insurance policies. Citibank N.A. is not responsible for rejection of any application and/or claim made to the insurer. Citibank N.A. provides customer support by way of receiving payments from the customer and forwarding them to the insurer, in addition to making such insurance products available to the customers. Policies can be cancelled at any time. If a policy is cancelled within the free-look period, which commences either (i) 30 days from the date the first premium is debited or (ii) 30 days from the date the policy documents are dispatched (whichever is later) customers are entitled to a full refund of premium collected within that period (Transfer charges may apply). For cancellations made after the free-look period, there will be no refund of premiums paid as this policy is not a savings plan and does not acquire a cash value. Insurance products are not insured by government or governmental agencies. In addition to terms and conditions of the Insurer under each policy, Citibank Terms and Conditions apply and are subject to change. Please call our 24-Hour CitiPhone Banking Service on +971 4 311 4000 should you have any queries or complaints.

Citibank N.A. UAE Branch is registered with Central bank of UAE under license numbers BSD/504/83; 13/184/2019; BSD/2819/9, BSD/692/83, for Al Wasl Branch Dubai, MOE- Dubai; Sharjah, Abu Dhabi branches respectively, has partnered with MetLife American Life Insurance Company, an insurance company registered with Insurance Authority of the UAE under registration number 34 to offer this insurance product.

Offer Terms and Conditions:

  • 5% VAT applicable over and above these charges.
  • Statement credit will be issued to the applicant's whose Citi Credit Card is approved and was applied online through the Citi UAE-Reel Cinemas campaign meeting the below conditions -
    • Emirates-Citibank Ultima / Citi Prestige: AED 1,000 statement credit, subject to minimum AED 15,000 spend within 90 days after the card has been approved.
    • Emirates Citibank Ultimate: AED 800 statement credit, subject to minimum AED 15,000 spend within 90 days after the card has been approved.
    • Citi Premier / Emirates-Citibank World: AED 300 statement credit, subject to minimum AED 10,000 spend within 90 days after the card has been approved.
    • Citi Cashback: AED 200 statement credit, subject to minimum AED 5,000 spend within 90 days after the card has been approved.
  • The offer will be awarded as statement credit within 30 business days of the date the minimum spend criteria as specified in the above clauses has been met.
  • Cash Withdrawal, payment of AMF, financial charges and bank fees will not be considered as part of the spend criteria specified above. Only retail spend related transactions will be eligible for being considered as eligible spend for this campaign.
  • If a new customer has closed a Citi Credit Card within the last 2 years then he/she is not eligible for this offer.
  • The campaign is valid from October 20th until December 31st 2019 and application should be approved in one month after the campaign is over.
  • This offer is not applicable for Citi Simplicity cards, Citi Rewards cards, existing Citi customers and Citi staff (including Citi outsourced staff) or customers who have closed a Citi Credit Card within the last 2 years.
  • All Citi Credit Cards are approved at the discretion of Citibank, N.A subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification.
  • By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
  • Citibank Terms and Conditions apply. They are subject to change and are available on
  • All offers are made available on a best-effort basis Citibank, N.A. makes no warranties and assumes no responsibility for products and services by other entity(ies).
  • Citibank, or any of its affiliates, or officers, directors, employees will not be liable for any loss, damage or expense arising out of or otherwise related to this offer.
  • The products / services mentioned above are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
  • Partner Terms & Conditions apply.