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Welcome offer AED 1,250 cashback
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Hidden Riches
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Our Latest Market Insights
Investment Strategy Bulletin ꟾ July 19, 2025
Earnings Defy Policy Pressures
Key takeaways: Mostly benign inflation data and solid bank earnings supports our view that the US economy is in good health, despite the sentiment overhang from tariffs and policy shifts.
Weekly FX Focus ꟾ 18th July 2025
FX Focus: 25% tariff on Japan a short-term setback for Yen bulls
A 25% tariff on Japanese exports would raise short-term economic and political costs for Japan. This likely pulls back optimism and sets the Yen back. Our Head of Global FX Strategy, Jaideep Tiwari, explores the impact of President Trump's pronouncement post the end of the tariff pause for the JPY.
FX Perspectives | July 3rd, 2025
FX Perspectives: Troubling Times for USD
As we pass the Mid-year mark, more headwinds for the USD emerged, showing cracks in its status as a reserve currency. Are there beneficiaries from a weaker dollar?
Click here to listen to the latest episode.
Middle East Strategy ꟾ May 2025
Middle East Strategy: What OPEC + output hikes mean for investors
After years of restraint, OPEC+ is hiking production. The group announced it will raise oil output by 411k barrels per day (b/d) in June, similar to its April increase. Markets had expected just 140k b/d. OPEC+ also says it will speed up the return to market of 2.2 million barrels per day that it had withdrawn in recent years, with the potential to pause or reverse the decision.
Investment Lab
The cost of cashing out
When markets become volatile, it can be tempting to try to ‘time the market’ or wait for a clear recovery. However, history shows that investing in this manner can lead to long-term underperformance compared to a strategy of remaining invested.
Products and Offers
NEW CITIGOLD CUSTOMER
Enjoy up to AED 21,000 in welcome rewards when you start a Citigold relationship.
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CITI CREDIT CARDS
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Benefits for Citi Customers
CAREEM AIRPORT TRANSFER
Complimentary airport rides via Careem app:
Mastercard World Elite: 6 airport rides per year (up to AED 110 each) using code “MAUAE6”.
Mastercard World: 2 airport rides per year (up to AED 110 each) using code “MAUAE2”.
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TALABAT
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AIRPORT LOUNGE ACCESS
Access up to 1,200 Airport lounges worldwide with Mastercard Travel Pass app.
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CARREFOUR
Enjoy instant discounts once a month when using Carrefour app/website until 30th Sep 2025.
Mastercard World Elite: AED 60 discount on eligible purchases of AED 300 or more, using code "MA60".
Mastercard World: AED 40 discount on eligible purchases of AED 250 or more, using code "MA40".
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CITIBANK GLOBAL WALLET
Spend in the local currency overseas and shop online globally with multi-currency Debit Card access.
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Carrefour, Talabat, Careem & Airport Lounge offers are provided by Mastercard. Citibank is not liable for any loss or inconvenience incurred by the cardholder due to operational / fulfilment issues or otherwise by 3rd parties.
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